2048 State St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 2048 State St, Schenectady, NY 12304

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	2,973 sqft · built 1984
Lot Size	0.322 acres (14,033 sqft)
Owner	Company Name on Record
Last Sale	$200,000 (May 2007)
Tax Bill	$10,301 (2026)
Deeds & Mortgages	Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`421500 60.56-2-9`

Property Details

APN / Parcel Number

Primary APN	`421500 60.56-2-9`
Alternative APN	`150006005600020090000000`

Interior

Units	2 Units
Stories	2 Stories
Building Area	2,973 sqft Gross Area
Basement Area	1,401 sqft
Unfinished Basement	1,401 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	14,033 sqft (0.322 acres)
Lot Dimensions	164 ft deep x 80 ft wide
Porch	Slab
Porch Area	344 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2048 STATE ST
City	SCHENECTADY
State	NY
Zip	12304-2133
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	05 - COMME
Legal Description	30 2 WOOD & GARAGES
Legal Block	2
Legal Lot Number	9.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3004
Census Tract	21802

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	417 TWELFTH ST, SCHENECTADY, NY 12306-3111
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2007 · Amount on Record
Deed Sale	May 16, 2007 · Amount on Record
Deed Book / Page	1759 / 570
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Feb 26, 2021
Property Address	2048 STATE ST, SCHENECTADY, NY 12304-2133
Document Number	0000007703
Book / Page	2053 / 175
Instrument Date	Feb 16, 2021
Instrument	202107703
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	MARATHON TITLE AGENCY INC, MARATHON TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	417 TWELFTH ST, SCHENECTADY, NY 12306-3111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 TWELFTH ST, SCHENECTADY, NY 12306-3111

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,301.00 (+0.64%)
2025	$10,236.00 (+3.76%)	$207,400 (-) Land $30,300 Building $177,100	$343,434 (+30.82%) Land $50,174 Building $293,260
2023		$207,400 (-) Land $30,300 Building $177,100	$262,532 (+3.8%) Land $38,354 Building $224,178
2022		$207,400 Land $30,300 Building $177,100	$252,927 Land $36,951 Building $215,976
2021	$9,865.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20