Schenectady County and Niskayuna Town property record for 3406 State St, Schenectady, NY 12304
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 1,403 sqft · built 1960 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $3,935 (2026) |
| Deeds & Mortgages | Jun 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422400 60.14-1-12 |
| Primary APN | 422400 60.14-1-12 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,403 sqft Gross Area |
| Basement Area | 850 sqft |
| Unfinished Basement | 850 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 103 ft deep x 50 ft wide |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3406 STATE ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-4165 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | CH |
| Legal Subdivision | WILLIAM STEERS ESTATE |
| Legal Block | 1 |
| Legal Lot Number | 12.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | NISKAYUNA |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 21802 |
Source: Schenectady County and Niskayuna Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3406 STATE ST, SCHENECTADY, NY 12304-4165 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 10, 2020 |
| Transfer Doc | 0000008932 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 3406 STATE ST, SCHENECTADY, NY 12304-4165 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 50 BEAVER ST, ALBANY, NY 12207-1538 |
| Document Number | 0000037084 |
|---|---|
| Date | Jun 27, 2023 |
| Book Page | 5313/61 |
| Instrument | 202337084 |
| Name | GRAHAMS COFFEE PARLOR LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | SCHENECTADY, NY 12304 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,935.00 (+1.05%) | ||
| 2025 | $3,894.00 | $108,000 (-) Land $38,500 Building $69,500 | $160,000 (+17.04%) Land $57,037 Building $102,963 |
| 2023 | $108,000 Land $38,500 Building $69,500 | $136,700 Land $48,731 Building $87,969 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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