2044 State St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 2044 State St, Schenectady, NY 12304

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details16,880 sqft · built 1984
Lot Size0.319 acres (13,908 sqft)
OwnerCompany Name on Record
Last Sale$275,000 (Aug 2019)
Tax Bill$19,772 (2026)
Deeds & MortgagesAug 2019 Sale
Flood ZoneZone X (minimal risk)
APN421500 60.56-2-8

Property Details

APN / Parcel Number

Primary APN421500 60.56-2-8
Alternative APN
  • 150006005600020080000000

Interior

Stories3 Stories
Building Area16,880 sqft Gross Area
Basement Area2,736 sqft
Unfinished Basement2,736 sqft
Overhead DoorOverhead Door

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Lot Area13,908 sqft (0.319 acres)
Lot Dimensions183 ft deep x 80 ft wide
PorchPorch
Porch Area55 sqft

Utilities, Heating & Cooling

Cooling SystemPartial
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2044 STATE ST
CitySCHENECTADY
StateNY
Zip12304-2140
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code05 - COMME
Legal Description28 2 WOOD AND BLOCK
Legal SubdivisionWILLIAM STEERS ESTATE
Legal Block2
Legal Lot Number8.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3004
Census Tract21802

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2044 STATE ST, SCHENECTADY, NY 12304-2140
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 23, 2019 · Amount on Record
Deed SaleAug 23, 2019 · Amount on Record
Prior SaleMay 22, 2006 · Amount on Record
Deed Document Number201937982
Deed Book / Page2018 / 414
Record UpdatedOct 29, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateAug 23, 2019
Property Address2044 STATE ST, SCHENECTADY, NY 12304-2140
Document Number0000037982
Book / Page002018 / 000414
Instrument DateAug 15, 2019
Instrument37982
Transaction TypeTransfer
Record UpdatedSep 11, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,100.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address778 E 10TH ST #C9 BROOKLYN NY 112302317, C9, BROOKLYN, NY 11230-2317

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$19,772.00 (+0.62%)
2025$19,651.00 (+3.91%)$390,000 (-) Land $30,100 Building $359,900$645,802 (+30.82%) Land $49,843 Building $595,959
2023$390,000 (-) Land $30,100 Building $359,900$493,671 (+3.8%) Land $38,101 Building $455,570
2022$390,000 Land $30,100 Building $359,900$475,610 Land $36,707 Building $438,903
2021$18,912.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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