Deschutes County property record for 20534 Prospector Loop, Bend, OR 97702 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,738 sqft · built 2004 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $565,000 (Oct 2023) |
| Tax Bill | $3,865 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181209-CA-04406 |
| Primary APN | 181209-CA-04406 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,738 sqft Living Area |
| Gross Area | 2,235 sqft |
| 1st Floor Area | 726 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Bi-Level |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Area | 497 sqft |
| Deck Area | 80 sqft |
| Account Number | 240368 |
|---|---|
| Street Address | 20534 PROSPECTOR LOOP |
| City | BEND |
| State | OR |
| Zip | 97702-2294 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAULINA PEAKS PHASE 2 LOT 22 |
| Legal Range | 12 |
| Legal Township | 18 |
| Legal Section | 09 |
| Legal Subdivision | PAULINA PEAKS PHASE 2 |
| Legal Lot Number | 22 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 2002 |
Source: Deschutes County records · APN 181209-CA-04406
Assessment roll updated November 5, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20534 PROSPECTOR LOOP, BEND, OR 97702-2294 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2023 | Warranty Deed, Transfer · Conventional Mortgage OCMBC INC |
| Dec 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Dec 01, 2020 | Loan Modification, Mortgage · FHA Mortgage MR COOPER |
| Aug 12, 2019 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 25, 2023 · Amount on Record |
| Deed Sale | Oct 25, 2023 · Amount on Record |
| Prior Sale | Aug 12, 2019 · Amount on Record |
| Deed Document Number | 202326641 |
| Prior Transfer Date | Oct 30, 2003 |
| Prior Transfer Doc | 0000071641 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Oct 25, 2023 |
| Property Address | 20534 PROSPECTOR LOOP, BEND, OR 97702-2294 |
| Document Number | 0000026641 |
| Instrument Date | Oct 18, 2023 |
| Instrument | 2023-26641 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20534 PROSPECTOR LOOP, BEND, OR 97702-2294 |
| Document Number | 0000026642 |
|---|---|
| Date | Oct 25, 2023 |
| Instrument | 2023-26642 |
| Name | OCMBC INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20534 PROSPECTOR LOOP, BEND, OR 97702-2294 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO |
| Name | Verified Name |
|---|---|
| Address | 20534 PROSPECTOR LOOP, BEND, OR 97702-2294 |
| Document Number | 0000068856 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 2021-68856 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20534 PROSPECTOR LOOP, BEND, OR 97702-2294 |
| Document Number | 0000064741 |
| Instrument Date | Dec 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20534 PROSPECTOR LOOP BEND OR 977022294, BEND, OR 97702-2294 |
| Document Number | 0000064741 |
|---|---|
| Date | Dec 01, 2020 |
| Instrument | 64741 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 30, 2050 |
| Rate | 2.75% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Aug 12, 2019 |
| Property Address | 20534 PROSPECTOR LOOP, BEND, OR 97702-2294 |
| Document Number | 0000028927 |
| Instrument Date | Aug 09, 2019 |
| Instrument | 2019-28927 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2021 |
| Title Company | WESTERN TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20534 PROSPECTOR LOOP, BEND, OR 97702-2294 |
| Document Number | 0000028928 |
|---|---|
| Date | Aug 12, 2019 |
| Instrument | 2019-28928 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,865.00 (+3.95%) | $228,770 (+3%) | $594,330 (+1.99%) Land $195,510 Building $398,820 |
| 2024 | $3,718.00 (+7.86%) | $222,110 (+3%) | $582,710 (-3.38%) Land $195,510 Building $387,200 |
| 2023 | $3,447.00 | $215,650 | $603,090 Land $195,510 Building $407,580 |
Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410170020021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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