20521 Prospector Loop, Bend, OR 97702 Property Records

Deschutes County property record for 20521 Prospector Loop, Bend, OR 97702 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,346 sqft · built 2004
Lot Size0.11 acres (4,792 sqft)
Owner2 Company Names on File
Last Sale$550,000 (Sep 2021)
Tax Bill$3,375 (2025)
Deeds & MortgagesMar 2022 Transfer
Sep 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN181209 CA 04434

Property Details

APN / Parcel Number

Primary APN181209 CA 04434
Alternative APN
  • 240396

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,346 sqft Living Area
1st Floor Area1,346 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Architectural StyleOther
Lot Area4,792 sqft (0.11 acres)
Garage TypeMixed
Garage Area393 sqft

Location & Zoning

Account Number240396
Street Address20521 PROSPECTOR LOOP
CityBEND
StateOR
Zip97702-2294
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:26 SUBD:PAULINA PEAKS PHASE 2 SEC/TWN/RNG/MER:SEC 09 TWN 18 RNG 12 MAP REF:181209-CA
Legal Range12E
Legal Township18S
Legal Section09
Legal QuarterSW
Quarter-Quarter SectionNE
Legal SubdivisionPAULINA PEAKS PHASE 2
Legal Lot Number26
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group1
Census Block1025
Census Tract2002

Owner

Source: Deschutes County records · APN 181209 CA 04434

Assessment roll updated September 30, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Co-ownerVerified Secondary Owner
Mailing Address38 S JACKSON ST, DENVER, CO 80209-3124
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2022Intrafamily Transfer, Transfer
Sep 03, 2021Warranty Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Sep 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleSep 03, 2021 · Amount on Record
Deed SaleSep 03, 2021 · Amount on Record
Prior SaleSep 03, 2021 · Amount on Record
Deed Document Number0000051246
Last Transfer DateMar 23, 2022
Transfer Doc0000011939
Record UpdatedJun 08, 2026

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDESCHUTES OR
Recording DateMar 23, 2022
Property Address20521 PROSPECTOR LOOP, BEND, OR 97702-2294
Document Number0000011939
Instrument DateMar 22, 2022
Instrument2022-11939
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address38 S JACKSON ST, DENVER, CO 80209-3124
InvestorPossibly a Property Investor

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateSep 03, 2021
Property Address20521 PROSPECTOR LOOP, BEND, OR 97702-2294
Document Number0000051246
Instrument DateSep 02, 2021
Instrument2021-51246
Transaction TypeTransfer
Record UpdatedSep 22, 2021
Title CompanyNOT AVAILABLE, WESTERN TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address61141 S HIGHWAY 97, BEND, OR 97702-2523

Mortgage

Document Number0000051247
DateSep 03, 2021
Instrument2021-51247
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address20521 PROSPECTOR LOOP, BEND, OR 97702-2294
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyDESCHUTES COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000050525
DateSep 28, 2020
Instrument2020-50525
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,375.00 (+3.91%)$199,800 (+2.99%)$522,660 (+1.86%) Land $195,510 Building $327,150
2024$3,248.00 (+7.91%)$193,990 (+3%)$513,130 (-3.16%) Land $195,510 Building $317,620
2023$3,010.00$188,340$529,850 Land $195,510 Building $334,340

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410170020021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 635 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
TDS TelecomFiber1,000 / 1,000
TDS TelecomCable1,000 / 20
Yellowknife Wireless CompanyFixed Wireless (licensed-by-rule)700 / 200
VerizonFixed Wireless300 / 20

May also be available at this address: Webformix Company, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

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