20550 Prospector Loop, Bend, OR 97702 Property Records

Deschutes County property record for 20550 Prospector Loop, Bend, OR 97702 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2004
Square Footage1,327 sqft Living Area
Lot Size5,663 sqft (0.13 acres)
Garage439 sqft
Last Sale$549,500 (2024)
Tax Bill$3,406.00 (2025)

Property Details

APN / Parcel Number

Primary APN181209-CA-04410
Alternative APN
  • 240372

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,327 sqft Living Area
Gross Area1,766 sqft Gross Area
1st Floor1,327 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area5,663 sqft (0.13 acres)
Garage Area439 sqft Garage
Deck Area93 sqft Deck

Location & Zoning

Account Number240372
Street Address20550 PROSPECTOR LOOP
CityBEND
StateOR
Zip97702-2294
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPAULINA PEAKS PHASE 2 LOT 34
Legal Range12
Legal Township18
Legal Section09
Legal SubdivisionPAULINA PEAKS PHASE 2
Legal Lot Number34
JurisdictionDESCHUTES OR
Minor Civil DivisionBEND
Census Blockgroup1
Census Block1024
Census Tract2002

Owner

Source: Deschutes County records · APN 181209-CA-04410

Assessment roll updated November 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3299 LAKE REDDING DR, REDDING, CA 96003-3312
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2023Deed of Trust, Mortgage · Line of Credit
ONPOINT COMMUNITY CU
Feb 15, 2022Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 04, 2024 · Amount on Record
Deed SaleOct 04, 2024 · Amount on Record
Prior SaleJun 25, 2014 · Amount on Record
Deed Doc Number202425947
Prior Transfer DateDec 29, 2006
Prior Transfer Doc0000018099
Record RefreshedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address20550 PROSPECTOR LOOP, BEND, OR 97702-2294
Transaction TypeMortgage
Record UpdatedNov 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address736 NE 10TH ST, BEND, OR 97701-4850

Mortgage

Document Number0000028811
DateNov 17, 2023
Instrument2023-28811
Lender
NameONPOINT COMMUNITY CU
TypeCredit Union
AddressPORTLAND, OR 97208
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueOct 27, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address20550 PROSPECTOR LOOP, BEND, OR 97702-2294
Transaction TypeMortgage
Record UpdatedNov 29, 2022
Title CompanyWESTERN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address726 NE 10TH ST, BEND, OR 97701-4850

Mortgage

Document Number0000006488
DateFeb 15, 2022
Instrument2022-06488
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueFeb 01, 2047

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,406.00 (+3.94%)$201,640 (+3%)$529,000 (+1.87%) Land $195,510 Building $333,490
2024$3,277.00 (+7.87%)$195,770 (+3%)$519,290 (-3.18%) Land $195,510 Building $323,780
2023$3,038.00$190,070$536,330 Land $195,510 Building $340,820

Flood & Wildfire

20550 Prospector Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Deschutes County (41017C), updated December 11, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Prospector Loop

Nearby Streets

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