20542 Prospector Loop, Bend, OR 97702 Property Records

Deschutes County property record for 20542 Prospector Loop, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,402 sqft · built 2004
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (May 2025)
Tax Bill	$3,419 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181209-CA-04408`

Property Details

APN / Parcel Number

Primary APN	`181209-CA-04408`
Alternative APN	`240370`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,402 sqft Living Area
Gross Area	1,822 sqft
1st Floor Area	1,402 sqft
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	5,663 sqft (0.13 acres)
Garage Area	420 sqft

Location & Zoning

Account Number	240370
Street Address	20542 PROSPECTOR LOOP
City	BEND
State	OR
Zip	97702-2294
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PAULINA PEAKS PHASE 2 LOT 24
Legal Range	12
Legal Township	18
Legal Section	09
Legal Subdivision	PAULINA PEAKS PHASE 2
Legal Lot Number	24
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1024
Census Tract	2002

Owner

Source: Deschutes County assessment roll, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7001 SE 35TH AVE, PORTLAND, OR 97202-8313
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 8, 2025 · Amount on Record
Deed Sale	May 8, 2025 · Amount on Record
Prior Sale	Sep 2, 2022 · Amount on Record
Deed Document Number	202511713
Prior Transfer Date	Nov 6, 2015
Prior Transfer Doc	0000046818
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 2, 2022
Property Address	20542 PROSPECTOR LOOP, BEND, OR 97702-2294
Document Number	0000033466
Map Reference	CAB F PG 583
Instrument Date	Aug 31, 2022
Instrument	2022-33466
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20542 PROSPECTOR LOOP, BEND, OR 97702-2294

Mortgage

Document Number	0000033467
Date	Sep 2, 2022
Instrument	2022-33467

Lender

Name	CANOPY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2042

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,419.00 (+3.92%)	$202,390 (+3%)	$529,130 (+1.87%) Land $195,510 Building $333,620
2024	$3,290.00 (+7.9%)	$196,500 (+3%)	$519,410 (-3.18%) Land $195,510 Building $323,900
2023	$3,049.00	$190,780	$536,460 Land $195,510 Building $340,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Company Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

May also be available: Lumen Technologies, Webformix Company.

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