2053 W Cave Cotton Loop, Benson, AZ 85602 Property Records

Cochise County property record for 2053 W Cave Cotton Loop, Benson, AZ 85602

Property Summary

Property TypeSingle Family Home
Details2,282 sqft · built 2006
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on Record
Last Sale$190,000 (Apr 2022)
Tax Bill$2,155 (2025)
Deeds & MortgagesAug 2026 Mortgage
Oct 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN123-47-704

Property Details

APN / Parcel Number

Primary APN123-47-704
Alternative APN
  • 123-47-70407

Interior

Stories2 Stories
Building Area2,282 sqft Living Area
Gross Area2,927 sqft
1st Floor Area2,282 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialOther
Construction TypeWood
Roof MaterialConcrete
Lot Area15,246 sqft (0.35 acres)
Garage TypeAttached
Garage Area645 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number123-47-70407
Street Address2053 W CAVE COTTON LOOP
CityBENSON
StateAZ
Zip85602-6799
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKARTCHNER VISTAS LOT 31
Legal Range020
Legal Township017
Legal Section18
Legal SubdivisionKARTCHNER VISTAS
Legal Lot Number31
Legal Unit31
JurisdictionCOCHISE AZ
Township / Civil DivisionBENSON
Census Block Group1
Census Block1039
Census Tract304

Owner

Source: Cochise County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2053 W CAVE COTTON LOOP, BENSON, AZ 85602-6799
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2026Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE MORTGAGE
Oct 10, 2023Deed of Trust, Mortgage · Conventional Mortgage
E MORTGAGE CAPITAL INC
Dec 7, 2017Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Apr 15, 2022Warranty Deed, Transfer
PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 15, 2022 · Amount on Record
Deed SaleApr 15, 2022 · Amount on Record
Prior SaleJan 11, 2010 · Amount on Record
Deed Document Number20229503
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCHISE AZ
Recording DateAug 19, 2026
Property Address2053 W CAVE COTTON LOOP, BENSON, AZ 85602-6799
Document Number0000016716
Instrument DateAug 18, 2026
Instrument202616716
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address530 W TRAIL DUST RD, BENSON, AZ 85602-8036

Mortgage

Document Number0000016716,
DateAug 19, 2026
Instrument202616716
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCHISE AZ
Property Address2053 W CAVE COTTON LOOP, BENSON, AZ 85602-6799
Transaction TypeMortgage
Record UpdatedMar 6, 2026
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address530 W TRAIL DUST RD, BENSON, AZ 85602-8036

Mortgage

Document Number0000018349
DateOct 10, 2023
Instrument2023-18349
Lender
NameE MORTGAGE CAPITAL INC
TypeMortgage Company
AddressIRVINE, CA 92614
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCHISE AZ
Property Address2053 W CAVE COTTON LOOP, BENSON, AZ 85602-6799
Transaction TypeMortgage
Record UpdatedJul 15, 2022
Title CompanyFIRST TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023464
DateDec 7, 2017
Instrument2017-23464
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2047

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOCHISE AZ
Recording DateApr 15, 2022
Property Address2053 W CAVE COTTON LOOP, BENSON, AZ 85602-6799
Document Number0000009503
Map ReferenceMB 15 PG 39
Instrument DateApr 14, 2022
Instrument2022-09503
Transaction TypeTransfer
Record UpdatedMar 6, 2026
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2053 W CAVE COTTON LOOP, BENSON, AZ 85602-6799
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Cochise County assessment roll, as of October 13, 2025

Property Jurisdictions

TypeName
StateArizona
CountyCochise County
MunicipalityBenson City
Unified School DistrictBenson Unified School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$24,305 (-5.87%) Land $2,400 Building $21,905$243,049 (-5.87%) Land $24,000 Building $219,049
2025$2,155.00 (+7.97%)$25,821 (+15.43%) Land $2,400 Building $23,421$258,205 (+15.42%) Land $24,000 Building $234,205
2024$22,370 Land $2,400 Building $19,970$223,700 Land $24,000 Building $199,700
2023$1,996.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 76% of Arizona
Wildfire Likelihood0.7% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBENSON, CITY OF WATER SYSTEM
serves 5,355 people · EPA ID AZ0402005
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
1,000 / 35
MTE Communications
Fixed Wireless
300 / 100
Verizon
Fixed Wireless
300 / 20

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