Cochise County property record for 2046 W Cave Cotton Loop, Benson, AZ 85602
| Property Type | Single Family Home |
|---|---|
| Details | 1,684 sqft · built 2006 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $209,000 (Feb 2021) |
| Tax Bill | $1,977 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Feb 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 123-47-686 |
| Primary APN | 123-47-686 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,684 sqft Living Area |
| 1st Floor Area | 1,684 sqft |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Other |
| Construction Type | Steel Frame |
| Roof Material | Tile |
| Lot Area | 8,276 sqft (0.189 acres) |
| Garage Type | Attached |
| Garage Area | 762 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 123-47-68608 |
|---|---|
| Street Address | 2046 W CAVE COTTON LOOP |
| City | BENSON |
| State | AZ |
| Zip | 85602-6798 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KARTCHNER VISTAS LOT 13 |
| Legal Range | 20 |
| Legal Township | 17 |
| Legal Section | 18 |
| Legal Subdivision | KARTCHNER VISTAS |
| Legal Lot Number | 13 10 |
| Legal Unit | 13 |
| Jurisdiction | COCHISE AZ |
| Township / Civil Division | BENSON |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 304 |
Source: Cochise County records, as of March 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2046 W CAVE COTTON LOOP, BENSON, AZ 85602-6798 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 18, 2021 | Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 18, 2021 | Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 7, 2017 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Mar 29, 2017 | Warranty Deed, Transfer · Conventional with PMI JOSEPH B MOONEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 18, 2021 · Amount on Record |
| Deed Sale | Feb 18, 2021 · Amount on Record |
| Prior Sale | Jul 7, 2017 · Amount on Record |
| Deed Document Number | 2021-04325 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COCHISE AZ |
| Recording Date | Feb 18, 2021 |
| Property Address | 2046 W CAVE COTTON LOOP, BENSON, AZ 85602-6798 |
| Document Number | 0000000432 |
| Map Reference | MB 415 PG 39 |
| Instrument Date | Feb 18, 2021 |
| Instrument | 2021-04325 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2021 |
| Title Company | PIONEER TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 436, SMELTERVILLE, ID 83868-0436 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2046 W CAVE COTTON LOOP, BENSON, AZ 85602-6798 |
| Document Number | 0000000432 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 2021-04326 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COCHISE AZ |
| Recording Date | Feb 18, 2021 |
| Property Address | 2046 W CAVE COTTON LOOP, BENSON, AZ 85602-6798 |
| Document Number | 0000004325 |
| Map Reference | MB 415 PG 39 |
| Instrument Date | Feb 18, 2021 |
| Instrument | 2021-04325 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 436, SMELTERVILLE, ID 83868-0436 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2046 W CAVE COTTON LOOP, BENSON, AZ 85602-6798 |
| Document Number | 0000004326 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 2021-04326 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COCHISE AZ |
| Recording Date | Jul 7, 2017 |
| Property Address | 2046 W CAVE COTTON LOOP, BENSON, AZ 85602-6798 |
| Document Number | 0000013301 |
| Map Reference | MAP15 PG39 |
| Instrument Date | Jul 3, 2017 |
| Instrument | 2017-13301 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | PIONEER TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2046 W CAVE COTTON LOOP, BENSON, AZ 85602-6798 |
| Document Number | 0000013302 |
|---|---|
| Date | Jul 7, 2017 |
| Instrument | 2017-13302 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COCHISE AZ |
| Recording Date | Mar 29, 2017 |
| Property Address | 2046 W CAVE COTTON LOOP, BENSON, AZ 85602-6798 |
| Document Number | 0000006177 |
| Instrument Date | Mar 24, 2017 |
| Instrument | 6177 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2017 |
| Title Company | TITLE SECURITY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $105.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 8837 E WINDFLOWER DR TUCSON AZ 857155930, TUCSON, AZ 85715-5930 |
| Document Number | 6178 |
|---|---|
| Date | Mar 29, 2017 |
| Instrument | 6178 |
| Name | JOSEPH B MOONEY |
|---|---|
| Address | 3630 S DODGE BLVD, TUCSON, AZ 85713-5420 |
| Special Notes | Seller Financed |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
Source: Cochise County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Cochise County |
| Municipality | Benson City |
| Unified School District | Benson Unified School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $22,549 (+7.9%) Land $2,400 Building $20,149 | $225,487 (+7.89%) Land $24,000 Building $201,487 | |
| 2025 | $1,977.00 (+7.91%) | ||
| 2024 | $20,899 Land $2,400 Building $18,499 | $208,989 Land $24,000 Building $184,989 | |
| 2023 | $1,832.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 5, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 76% of Arizona |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENSON, CITY OF WATER SYSTEM serves 5,355 people · EPA ID AZ0402005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 1,000 / 35 |
| MTE Communications Fixed Wireless | 300 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures