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2040 W Cave Cotton Loop, Benson, AZ 85602 Property Records

Cochise County property record for 2040 W Cave Cotton Loop, Benson, AZ 85602

Property Summary

Property TypeSingle Family Home
Details1,686 sqft · built 2006
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$320,000 (Mar 2025)
Tax Bill$1,974 (2025)
Deeds & MortgagesMar 2021 Line of Credit
Mar 2025 Re-recorded Document
+ 2 more
Flood ZoneZone X (minimal risk)
APN123-47-685

Property Details

APN / Parcel Number

Primary APN123-47-685
Alternative APN
  • 123-47-68505

Interior

Stories1 Story
Building Area1,686 sqft Living Area
Gross Area2,452 sqft
1st Floor Area1,686 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialPlaster
Construction TypeWood
Roof MaterialConcrete
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Garage Area766 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number123-47-68505
Street Address2040 W CAVE COTTON LOOP
CityBENSON
StateAZ
Zip85602-6798
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKARTCHNER VISTAS LOT 12
Legal Range020
Legal Township017
Legal Section18
Legal SubdivisionKARTCHNER VISTAS
Legal Lot Number12
Legal Unit12
JurisdictionCOCHISE AZ
Township / Civil DivisionBENSON
Census Block Group1
Census Block1039
Census Tract304

Owner

Source: Cochise County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address183 N THISTLE LN, BENSON, AZ 85602-7750
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2021Deed of Trust, Mortgage · Line of Credit
FIREFIGHTERS FIRST FCU
Mar 10, 2025Re-recorded Document
PEOPLES TITLES INC, PIONEER TITLE AGENCY INC
Mar 10, 2025Warranty Deed, Transfer
PEOPLES TITLES INC, PIONEER TITLE AGENCY INC
Aug 15, 2022Warranty Deed, Transfer · VA Mortgage
NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 10, 2025 · Amount on Record
Deed SaleMar 10, 2025 · Amount on Record
Prior SaleAug 15, 2022 · Amount on Record
Deed Document Number20253987
Prior Transfer DateJun 16, 2008
Prior Transfer Doc0000017150
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCHISE AZ
Property Address2040 W CAVE COTTON LOOP, BENSON, AZ 85602-6798
Transaction TypeMortgage
Record UpdatedMar 6, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007003
DateMar 16, 2021
Instrument2021-07003
Lender
NameFIREFIGHTERS FIRST FCU
TypeCredit Union
AddressLOS ANGELES, CA 90041
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 28, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2025: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionCOCHISE AZ
Recording DateMar 10, 2025
Property Address2040 W CAVE COTTON LOOP, BENSON, AZ 85602-6798
Document Number0000004009
Map ReferenceMB 15 PG 39
Instrument DateMar 7, 2025
Instrument2025-04009
Record UpdatedMar 6, 2026
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address183 N THISTLE LN, BENSON, AZ 85602-7750

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOCHISE AZ
Recording DateMar 10, 2025
Property Address2040 W CAVE COTTON LOOP, BENSON, AZ 85602-6798
Document Number0000003987
Map ReferenceMB 15 PG 39
Instrument DateMar 7, 2025
Instrument2025-03987
Transaction TypeTransfer
Record UpdatedMar 6, 2026
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2614 CANDLEWOOD DR, SIERRA VISTA, AZ 85650-8732

Transferred To (Grantee/Buyer)

NameVerified Name
Address2040 W CAVE COTTON LOOP, BENSON, AZ 85602-6798

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOCHISE AZ
Recording DateAug 15, 2022
Property Address2040 W CAVE COTTON LOOP, BENSON, AZ 85602-6798
Document Number0000019486
Map ReferenceMB 15 PG 39
Instrument DateAug 10, 2022
Instrument2022-19486
Transaction TypeTransfer
Record UpdatedMar 6, 2026
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2040 W CAVE COTTON LOOP, BENSON, AZ 85602-6798

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2040 W CAVE COTTON LOOP, BENSON, AZ 85602-6798

Mortgage

Document Number0000019487
DateAug 15, 2022
Instrument2022-19487
Lender
NameNOVA FINANCIAL & INVESTMENT CORP
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Cochise County assessment roll, as of October 13, 2025

Property Jurisdictions

TypeName
StateArizona
CountyCochise County
MunicipalityBenson City
Unified School DistrictBenson Unified School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$22,508 (-5.72%) Land $2,400 Building $20,108$225,084 (-5.72%) Land $24,000 Building $201,084
2025$1,974.00 (+3.24%)$23,873 (+14.42%) Land $2,400 Building $21,473$238,729 (+14.41%) Land $24,000 Building $214,729
2024$1,912.00 (+4.6%)$20,865 Land $2,400 Building $18,465$208,653 Land $24,000 Building $184,653
2023$1,828.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 76% of Arizona
Wildfire Likelihood0.7% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBENSON, CITY OF WATER SYSTEM
serves 5,355 people · EPA ID AZ0402005
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		1,000 / 35
MTE Communications
Fixed Wireless		300 / 100
Verizon
Fixed Wireless		300 / 20

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