Lee County property record for 20529 Napa Loop, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.272 acres (11,838 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $750,500 (Apr 2024) |
| Tax Bill | $8,629 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Apr 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-46-27-L2-0500B.1116 |
| Primary APN | 31-46-27-L2-0500B.1116 |
|---|---|
| Alternative APNs |
|
| Lot Area | 11,838 sqft (0.272 acres) |
|---|---|
| Porch | Porch |
| Porch Area | 53 sqft |
| Account Number | 10618846 |
|---|---|
| Street Address | 20529 NAPA LOOP |
| City | ESTERO |
| State | FL |
| Zip | 33928-9798 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPD |
| Legal Description | VERDANA VILLAGE PHASE 2C/2D AS DESC IN 2023000039926 BLOCK B LOT 1116 |
| Legal Subdivision | VERDANA VILLAGE |
| Legal Block | B |
| Legal Lot Number | 1116 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 50312 |
Source: Lee County records, as of July 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5279 S WALCOTT AVE, BOISE, ID 83709-5176 |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Date | Document |
|---|---|
| Jun 16, 2026 | Personal Representative Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 19, 2024 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PNC BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 2024 · Amount on Record |
| Deed Sale | Apr 19, 2024 · Amount on Record |
| Deed Document Number | 2024110936 |
| Last Transfer Date | Jun 11, 2026 |
| Transfer Doc | 0000159267 |
| Record Updated | Sep 20, 2026 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Jun 16, 2026 |
| Property Address | 20529 NAPA LOOP, ESTERO, FL 33928-9798 |
| Document Number | 0000159267 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 2026159267 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5279 S WALCOTT AVE, BOISE, ID 83709-5176 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Apr 19, 2024 |
| Property Address | 20529 NAPA LOOP, ESTERO, FL 33928-9798 |
| Document Number | 0000110936 |
| Map Reference | DOC 2023000039926 |
| Instrument Date | Apr 18, 2024 |
| Instrument | 2024000110936 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 26, 2025 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,253.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966 |
| Name | Verified Name |
|---|---|
| Address | 20529 NAPA LOOP, ESTERO, FL 33928-9798 |
| Document Number | 0000110937 |
|---|---|
| Date | Apr 19, 2024 |
| Instrument | 2024000110937 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | May 1, 2034 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.5% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11.5% |
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $611,238 (+19.77%) Land $100,485 Building $510,753 | $611,238 (+18.6%) Land $100,485 Building $510,753 | |
| 2025 | $8,629.00 (+203.95%) Homeowner's exemption Widower's exemption | $510,363 (+336.26%) | $515,363 (+340.53%) Land $117,572 Building $397,791 |
| 2023 | $2,839.00 | $116,986 Land $116,986 | $116,986 Land $116,986 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 205 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 329 units insured incl. 124 condo units |
| Nearby Flood Claims | 42 (1981–2024) |
| Claims Outside the SFHA | 9 of 42 |
| Most Recent Claim | Aug 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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