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2052 Rivergate Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 2052 Rivergate Dr, Fleming Island, FL 32003 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,886 sqft · built 2003
Lot Size0.257 acres (11,222 sqft)
OwnerIndividual Name on File
Last Sale$390,000 (Jul 2008)
Tax Bill$2,104 (2023)
Deeds & MortgagesNov 2025 Line of Credit
Dec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN31-04-26-021262-033-19

Property Details

APN / Parcel Number

Primary APN31-04-26-021262-033-19

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,886 sqft Heated Area
Gross Area4,100 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,222 sqft (0.257 acres)
Garage Area624 sqft
PorchPorch
Porch Area415 sqft
Patio Area175 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2052 RIVERGATE DR
CityFLEMING ISLAND
StateFL
Zip32003-8671
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 19 RIVERGATE AS REC O R 3034 PG 1360
Legal Range26
Legal Township04
Legal Section31
Legal SubdivisionRIVERGATE/EAGLE HARBOR
Legal Lot Number19
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group3
Census Block3011
Census Tract30704

Owner

Source: Clay County records · APN 31-04-26-021262-033-19

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2052 RIVERGATE DR, FLEMING ISLAND, FL 32003-8671
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2025Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Dec 14, 2021Deed of Trust, Mortgage · VA Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 10, 2008 · Amount on Record
Deed SaleJul 10, 2008 · Amount on Record
Prior SaleMay 06, 2003 · Amount on Record
Deed Document Number2008033679
Deed Book / Page3034 / 1360
Record UpdatedJun 08, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address2052 RIVERGATE DR, FLEMING ISLAND, FL 32003-8671
Transaction TypeMortgage
Record UpdatedDec 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2052 RIVERGATE DR, FLEMING ISLAND, FL 32003-8671

Mortgage

Document Number0049901598
DateNov 24, 2025
Book Page4990/1598
Instrument2025055406
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueDec 01, 2065
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address2052 RIVERGATE DR, FLEMING ISLAND, FL 32003-8671
Transaction TypeMortgage
Record UpdatedDec 28, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2052 RIVERGATE DR, FLEMING ISLAND, FL 32003-8671

Mortgage

Document Number0045470251
DateDec 14, 2021
Book Page4547/251
Instrument2021079015
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025Disabled Person's exemption Veteran's exemption$378,795 (+5.99%)$567,302 (+4.08%) Land $85,000 Building $482,302
2023$2,104.00 (-69.21%) Disabled Person's exemption Veteran's exemption$357,399 (+3%)$545,086 (+28.51%) Land $85,000 Building $460,086
2022$6,834.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$346,990$424,152 Land $76,000 Building $348,152

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190307043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 128 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies128 in force
Nearby Flood Claims19 (2016–2023)
Claims Outside the SFHA2 of 19
Most Recent ClaimDec 2023, other causes
Claims By Storm
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 14 claims

Wildfire

Wildfire RiskLow
above 32% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 3,030 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 257 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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