2040 Rivergate Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 2040 Rivergate Dr, Fleming Island, FL 32003 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4 Baths
Year Built	Built 2003
Square Footage	3,402 sqft Heated Area
Lot Size	13,663 sqft (0.313 acres)
Occupancy	Owner Occupied
Last Sale	$475,000 (2017)
Tax Bill	$5,673.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`31-04-26-021262-033-16`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	3,402 sqft Heated Area
Gross Area	4,442 sqft Gross Area
Stories	2 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2003
Exterior Material	Stucco Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	13,663 sqft (0.313 acres)
Garage Area	776 sqft Garage

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa Pool Type
Pool Area	312 sqft Pool
Porch	1 Porch
Porch Area	264 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	2040 RIVERGATE DR
City	FLEMING ISLAND
State	FL
Zip	32003-8671
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 16 RIVERGATE AS REC O R 3964 PG 1241
Legal Range	26
Legal Township	04
Legal Section	31
Legal Subdivision	RIVERGATE/EAGLE HARBOR
Legal Lot Number	16
Jurisdiction	CLAY FL
Minor Civil Division	ORANGE PARK
Census Blockgroup	3
Census Block	3011
Census Tract	30704

Owner

Source: Clay County records · APN 31-04-26-021262-033-16

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2040 RIVERGATE DR, FLEMING ISLAND, FL 32003-8671
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 20, 2017 · Amount on Record
Deed Sale	Apr 20, 2017 · Amount on Record
Prior Sale	Jun 04, 2013 · Amount on Record
Deed Doc Number	2017019785
Deed Book / Page	3964 / 1241
Record Refreshed	Jun 08, 2026

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Apr 20, 2017
Property Address	2040 RIVERGATE DR, FLEMING ISLAND, FL 32003-8671
Document Number	0039641241
Book / Page	003964 / 001241
Instrument Date	Apr 13, 2017
Instrument	919785
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,325.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	2040 RIVERGATE DR FLEMING ISLAND FL 320038671, FLEMING ISLAND, FL 32003-8671

Mortgage

Document Number	39641243
Date	Apr 20, 2017
Book Page	003964/001243
Instrument	919786

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2047

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,673.00 (-26.65%) Homeowner's exemption	$412,149 (+5.99%)	$659,639 (+3.85%) Land $85,000 Building $574,639
2023	$7,734.00 (+4.75%) Homeowner's exemption	$388,868 (+3%)	$635,180 (+28.4%) Land $85,000 Building $550,180
2022	$7,383.00 Homeowner's exemption	$377,542	$494,672 Land $76,000 Building $418,672

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 32% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.