2051 Rivergate Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 2051 Rivergate Dr, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,918 sqft · built 2003
Lot Size	0.335 acres (14,589 sqft)
Owner	Individual Name on Record
Last Sale	$100 (Jun 2017)
Tax Bill	$6,972 (2023)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-04-26-021262-033-29`

Property Details

APN / Parcel Number

Primary APN	`31-04-26-021262-033-29`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,918 sqft Living Area
Gross Area	3,644 sqft
1st Floor Area	2,575 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	14,589 sqft (0.335 acres)
Garage Type	Attached
Garage Area	726 sqft
Pool Area	450 sqft
Porch	Screened/Unfinished Porch
Porch Area	558 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2051 RIVERGATE DR
City	FLEMING ISLAND
State	FL
Zip	32003-8672
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 29 RIVERGATE AS REC OR 3996 PG 1570
Legal Range	26E
Legal Township	04S
Legal Section	31
Legal Subdivision	RIVERGATE
Legal Lot Number	29
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1001
Census Tract	30704

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2051 RIVERGATE DR, FLEMING ISLAND, FL 32003-8672
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2017 · Amount on Record
Deed Sale	Jun 1, 2017 · Amount on Record
Prior Sale	Jun 4, 2003 · Amount on Record
Deed Book / Page	3996 / 1570
Last Transfer Date	Jun 19, 2017
Transfer Doc	0039961570
Record Updated	Jun 8, 2026

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY FL
Recording Date	Jul 27, 2017
Property Address	2051 RIVERGATE DR, FLEMING ISLAND, FL 32003-8672
Document Number	0039961570
Book / Page	003996 / 001570
Instrument Date	Jun 19, 2017
Instrument	38080
Transaction Type	Transfer
Record Updated	Aug 15, 2017
Title Company	VYSTAR TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2051 RIVERGATE DR FLEMING ISLAND FL 320038672, FLEMING ISLAND, FL 32003-8672

Mortgage

Document Number	39961572
Date	Jul 27, 2017
Book Page	003996/001572
Instrument	38082

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Veteran's exemption	$364,264 (+5.99%)	$599,102 (+3.86%) Land $75,000 Building $524,102
2023	$6,972.00 (+5.02%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$343,689 (+3%)	$576,843 (+30.57%) Land $75,000 Building $501,843
2022	$6,639.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$333,679	$441,801 Land $63,000 Building $378,801

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20