Clay County property record for 2048 Rivergate Dr, Fleming Island, FL 32003 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,127 sqft · built 2003 |
| Lot Size | 0.258 acres (11,272 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $392,300 (Jun 2003) |
| Tax Bill | $4,887 (2025) |
| Deeds & Mortgages | Mar 2023 Second Mortgage May 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-04-26-021262-033-18 |
| Primary APN | 31-04-26-021262-033-18 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,127 sqft Heated Area |
| Gross Area | 4,051 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,272 sqft (0.258 acres) |
| Garage Area | 704 sqft |
| Porch | Porch |
| Porch Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2048 RIVERGATE DR |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-8671 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 RIVERGATE AS REC O R 2209 PG 758 |
| Legal Range | 26 |
| Legal Township | 04 |
| Legal Section | 31 |
| Legal Subdivision | RIVERGATE/EAGLE HARBOR |
| Legal Lot Number | 18 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 30704 |
Source: Clay County records · APN 31-04-26-021262-033-18
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 2048 RIVERGATE DR, FLEMING ISLAND, FL 32003-8671 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Mar 02, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| May 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO |
| Jan 04, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST OPTION MORTGAGE LLC |
| Oct 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST OPTION MORTGAGE LLC |
| Apr 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST OPTION MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 09, 2003 · Amount on Record |
| Deed Sale | Jun 09, 2003 · Amount on Record |
| Prior Sale | Nov 01, 2002 · Amount on Record |
| Deed Document Number | 200336464 |
| Deed Book / Page | 2209 / 0758 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2048 RIVERGATE DR, FLEMING ISLAND, FL 32003-8671 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2048 RIVERGATE DR, FLEMING ISLAND, FL 32003-8671 |
| Document Number | 0046940682 |
|---|---|
| Date | Mar 02, 2023 |
| Book Page | 4694/682 |
| Instrument | 2023009664 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2048 RIVERGATE DR, FLEMING ISLAND, FL 32003-8671 |
| Transaction Type | Mortgage |
| Record Updated | Jun 04, 2021 |
| Title Company | MIDFLORIDA TITLE PROFESSIONALS, FLORIDA TITLE PROFESSIONAL |
| Name | Verified Name |
|---|---|
| Address | 2048 RIVERGATE DR, FLEMING ISLAND, FL 32003-8671 |
| Document Number | 0044591580 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 4459/1580 |
| Instrument | 2021031776 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2048 RIVERGATE DR, FLEMING ISLAND, FL 32003-8671 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0039311658 |
|---|---|
| Date | Jan 04, 2017 |
| Book Page | 3931/1658 |
| Instrument | 2017000387 |
| Name | FIRST OPTION MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30339 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2048 RIVERGATE DR, FLEMING ISLAND, FL 32003-8671 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0040211186 |
|---|---|
| Date | Oct 17, 2017 |
| Book Page | 4021/1186 |
| Instrument | 2017052804 |
| Name | FIRST OPTION MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30339 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2048 RIVERGATE DR, FLEMING ISLAND, FL 32003-8671 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | NORTH AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0042951880 |
|---|---|
| Date | Apr 06, 2020 |
| Book Page | 4295/1880 |
| Instrument | 2020017708 |
| Name | FIRST OPTION MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30339 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,887.00 (-30.15%) Homeowner's exemption | $360,618 (+5.99%) | $597,003 (+4.13%) Land $85,000 Building $512,003 |
| 2023 | $6,996.00 (+4.98%) Homeowner's exemption | $340,248 (+3%) | $573,333 (+28.66%) Land $85,000 Building $488,333 |
| 2022 | $6,664.00 Homeowner's exemption | $330,338 | $445,625 Land $76,000 Building $369,625 |
Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 32% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 3,030 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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