2051 Gerald St, Benton Harbor, MI 49022 Property Records

Berrien County property record for 2051 Gerald St, Benton Harbor, MI 49022

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 979 sqft · built 1971
Lot Size0.231 acres (10,062 sqft)
OwnerCompany Name on Record
Last Sale$22,000 (Sep 1977)
Tax Bill$2,152 (2025)
Flood ZoneZone X (minimal risk)
APN18-2350-0042-00-7

Property Details

APN / Parcel Number

Primary APN18-2350-0042-00-7
Alternative APN
  • 11-18-2350-0042-00-7

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area979 sqft Living Area
1st Floor Area979 sqft
Basement Area979 sqft
Unfinished Basement979 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleRaised Ranch
Lot Area10,062 sqft (0.231 acres)
Lot Dimensions134 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2051 GERALD ST
CityBENTON HARBOR
StateMI
Zip49022-6727
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2 - SINGL
Legal DescriptionLOT 42 FRICKE PLAT
Legal Lot Number42
Legal Unit42
JurisdictionBERRIEN MI
Township / Civil DivisionST. JOSEPH
Census Block Group3
Census Block3030
Census Tract700

Owner

Source: Berrien County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2051 GERALD ST, BENTON HARBOR, MI 49022-6727
Owner TypeCompany
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 26, 1977 · Amount on Record
Deed SaleSep 26, 1977 · Amount on Record
Deed Book / Page1058 / 180
Last Transfer DateJul 23, 2024
Transfer Doc03430/3558
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionSt. Joseph Charter Township
Unified School DistrictBenton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$64,400 (+8.78%)$128,800 (+8.78%)
2025$2,152.00 (+67.21%)$59,200 (+28.98%)$118,400 (+28.98%)
2024$1,287.00 (+1%)
2023$45,900$91,800
2022$1,170.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2018)
Most Recent ClaimFeb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWEST MICHIGAN REGIONAL SANITARY SEW
serves 26,780 people · EPA ID MI0003726
Water SourcePurchased surface water from ST JOSEPH
Last State InspectionFeb 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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