2045 Gerald St, Benton Harbor, MI 49022 Property Records

Berrien County property record for 2045 Gerald St, Benton Harbor, MI 49022 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1971
Square Footage	979 sqft Living Area
Lot Size	10,062 sqft (0.231 acres)
Occupancy	Owner Occupied
Last Sale	$87,000 (2007)
Tax Bill	$1,679.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`18-2350-0041-00-1`
Alternative APN	`11-18-2350-0041-00-1`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	979 sqft Living Area
1st Floor	979 sqft 1st Floor
Basement Area	979 sqft Basement
Unfinished Basement	979 sqft Unfinished

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Raised Ranch Style
Lot Area	10,062 sqft (0.231 acres)
Depth X Width	134 ft x 75 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	576 sqft Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	2045 GERALD ST
City	BENTON HARBOR
State	MI
Zip	49022-6727
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 41 FRICKE PLAT
Legal Subdivision	FRICKE PLAT
Legal Lot Number	41
Legal Unit	41
Jurisdiction	BERRIEN MI
Minor Civil Division	ST. JOSEPH
Census Blockgroup	3
Census Block	3030
Census Tract	700

Owner

Source: Berrien County records · APN 18-2350-0041-00-1

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	2045 GERALD ST, BENTON HARBOR, MI 49022-6727
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Owner is a Trust, Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 30, 2007 · Amount on Record
Deed Sale	Oct 30, 2007 · Amount on Record
Prior Sale	Feb 23, 2007 · Amount on Record
Deed Book / Page	2816 / 1909
Last Transfer Date	Dec 12, 2019
Transfer Doc	03259/2045
Record Refreshed	Sep 20, 2026

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Dec 16, 2019
Property Address	2045 GERALD ST, BENTON HARBOR, MI 49022-6727
Document Number	03259/2045
Book / Page	3259 / 2045
Map Reference	VOL 13 PG 12
Instrument Date	Dec 12, 2019
Transaction Type	Transfer
Record Updated	Nov 09, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2045 GERALD ST, BENTON HARBOR, MI 49022-6727

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	St. Joseph Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,800 (+6.7%)	$165,600 (+6.7%)
2025	$1,679.00 (+3.71%) Homeowner's exemption	$77,600 (+35.19%)	$155,200 (+35.19%)
2024	$1,619.00 (+10.06%)
2023		$57,400	$114,800
2022	$1,471.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.