1. Home
  2. Michigan
  3. Berrien County
  4. Benton Harbor
  5. Gerald St

2039 Gerald St, Benton Harbor, MI 49022 Property Records

Berrien County property record for 2039 Gerald St, Benton Harbor, MI 49022 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1954
Square Footage1,242 sqft Living Area
Lot Size10,062 sqft (0.231 acres)
OccupancyOwner Occupied
Last Sale$32,900 (1978)
Tax Bill$1,717.00 (2025)

Property Details

APN / Parcel Number

Primary APN18-2350-0040-00-4
Alternative APN
  • 11-18-2350-0040-00-4

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,242 sqft Living Area
1st Floor1,242 sqft 1st Floor
Basement Area1,242 sqft Basement
Unfinished Basement1,242 sqft Unfinished

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleRaised Ranch Style
Lot Area10,062 sqft (0.231 acres)
Depth X Width134 ft x 75 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage Area264 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address2039 GERALD ST
CityBENTON HARBOR
StateMI
Zip49022-6727
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 40 FRICKE PLAT
Legal SubdivisionFRICKE
Legal Lot Number40
Legal Unit40
JurisdictionBERRIEN MI
Minor Civil DivisionST. JOSEPH
Census Blockgroup3
Census Block3030
Census Tract700

Owner

Source: Berrien County records · APN 18-2350-0040-00-4

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2039 GERALD ST, BENTON HARBOR, MI 49022-6727
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2017Deed of Trust, Mortgage · Veterans Administration Mortgage
IFREEDOM DIRECT CORP
Oct 29, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
WINTRUST MORTGAGE
Jan 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
WINTRUST MORTGAGE
Jul 03, 2019Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 28, 1978 · Amount on Record
Deed SaleApr 28, 1978 · Amount on Record
Deed Book / Page1073 / 946
Record RefreshedSep 20, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address2039 GERALD ST, BENTON HARBOR, MI 49022-6727
Transaction TypeMortgage
Record UpdatedNov 09, 2023
Title CompanyELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03184/1003
DateSep 25, 2017
Book Page3184/1003
Instrument3184-1003
Lender
NameIFREEDOM DIRECT CORP
TypeLending Institution
AddressSALT LAKE CITY, UT 84116
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2047

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address2039 GERALD ST, BENTON HARBOR, MI 49022-6727
Transaction TypeMortgage
Record UpdatedNov 09, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03254/1995
DateOct 29, 2019
Book Page3254/1995
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address2039 GERALD ST, BENTON HARBOR, MI 49022-6727
Transaction TypeMortgage
Record UpdatedNov 09, 2023
Title CompanyELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03309/2787
DateJan 20, 2021
Book Page3309/2787
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

July 2019: Deed, Transfer

Document TypeDeed
JurisdictionBERRIEN MI
Recording DateJul 03, 2019
Property Address2039 GERALD ST, BENTON HARBOR, MI 49022-6727
Document Number03242/1545
Book / Page3242 / 1545
Map ReferenceVOL 13 PG 12
Instrument DateJun 29, 2019
Transaction TypeTransfer
Record UpdatedNov 09, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2039 GERALD ST, BENTON HARBOR, MI 49022-6727

Transferred To (Grantee/Buyer)

NameVerified Name
Address3017 VILLAGE CT, STEVENSVILLE, MI 49127-1158

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionSt. Joseph Charter Township
Unified School DistrictBenton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$88,100 (+50.6%)$176,200 (+50.6%)
2025$1,717.00 (+14.16%)
2023$58,500$117,000
2022$1,504.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Gerald St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures