Berrien County property record for 2046 Gerald St, Benton Harbor, MI 49022 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1953 |
| Square Footage | 1,472 sqft Living Area |
| Lot Size | 10,062 sqft (0.231 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $216,500 (2022) |
| Tax Bill | $3,820.00 (2025) |
| Primary APN | 18-2350-0034-00-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,472 sqft Living Area |
| 1st Floor | 1,472 sqft 1st Floor |
| Basement Area | 1,208 sqft Basement |
| Unfinished Basement | 1,208 sqft Unfinished |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Raised Ranch Style |
| Lot Area | 10,062 sqft (0.231 acres) |
| Depth X Width | 134 ft x 75 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 336 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 2046 GERALD ST |
|---|---|
| City | BENTON HARBOR |
| State | MI |
| Zip | 49022-6728 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 34 FRICKE PLAT |
| Legal Subdivision | FRICKE PLAT |
| Legal Lot Number | 34 |
| Legal Unit | 34 |
| Jurisdiction | BERRIEN MI |
| Minor Civil Division | ST. JOSEPH |
| Census Blockgroup | 3 |
| Census Block | 3029 |
| Census Tract | 700 |
Source: Berrien County records · APN 18-2350-0034-00-4
Assessment roll updated June 5, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2046 GERALD ST, BENTON HARBOR, MI 49022-6728 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HONOR CU |
| Sep 16, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERIFIRST FINANCIAL CORPORATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 16, 2022 · Amount on Record |
| Deed Sale | Sep 16, 2022 · Amount on Record |
| Prior Sale | Dec 16, 2009 · Amount on Record |
| Deed Doc Number | 2022362760 |
| Deed Book / Page | 3386 / 793 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 2046 GERALD ST, BENTON HARBOR, MI 49022-6728 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03278/2095 |
|---|---|
| Date | Jun 16, 2020 |
| Book Page | 3278/2095 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Sep 16, 2022 |
| Property Address | 2046 GERALD ST, BENTON HARBOR, MI 49022-6728 |
| Document Number | 003386/793 |
| Book / Page | 3386 / 793 |
| Map Reference | LB 13 PG 12 |
| Instrument Date | Sep 03, 2022 |
| Instrument | 2022362760 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,623.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2046 GERALD ST, BENTON HARBOR, MI 49022-6728 |
| Document Number | 003386/452 |
|---|---|
| Date | Sep 16, 2022 |
| Book Page | 3386/452 |
| Instrument | 2022362679 |
| Name | AMERIFIRST FINANCIAL CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | PORTAGE, MI 49002 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | St. Joseph Charter Township |
| Unified School District | Benton Harbor Area Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $110,100 (+48.58%) | $220,200 (+48.58%) | |
| 2025 | $3,820.00 (+127.79%) | ||
| 2023 | $74,100 | $148,200 | |
| 2022 | $1,677.00 |
Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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