2050 E State Rte 55, Troy, OH 45373 Property Records

Miami County property record for 2050 E State Rte 55, Troy, OH 45373

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,200 sqft · built 1959
Lot Size0.644 acres (28,053 sqft)
OwnerIndividual Name on Record
Last Sale$195,000 (Dec 2021)
Tax Bill$2,290 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Dec 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNK30-047602

Property Details

APN / Parcel Number

Primary APNK30-047602
Alternative APNs
  • 011005.0-01-014-00
  • K30ST009A01000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft
Basement Area1,200 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1996
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area28,053 sqft (0.644 acres)
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area366 sqft
Shed1 Shed
Shed Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Old Parcel NumberK30ST009A01000
Street Address2050 E STATE ROUTE 55
CityTROY
StateOH
Zip45373-1904
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description10-1-5 LOT 3 CIRCLEWOOD
Legal Range01
Legal Township10
Legal Section05
Legal SubdivisionCIRCLEWOOD
Legal Lot Number3
JurisdictionMIAMI OH
Township / Civil DivisionSTAUNTON
Census Block Group4
Census Block4006
Census Tract365102

Owner

Source: Miami County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2050 E STATE ROUTE 55, TROY, OH 45373-1904
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2023Deed of Trust, Mortgage · Line of Credit
WRIGHT-PATT CREDIT UNION INC
Dec 10, 2021Warranty Deed, Transfer · Conventional Mortgage
PARK NATIONAL BANK
May 7, 2020Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Sep 9, 2020Deed, Transfer · Conventional Mortgage
PREMIER BANK
Sep 9, 2020Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 10, 2021 · Amount on Record
Deed SaleDec 10, 2021 · Amount on Record
Prior SaleSep 9, 2020 · Amount on Record
Deed Document Number2021OR-21447
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address2050 E STATE ROUTE 55, TROY, OH 45373-1904
Transaction TypeMortgage
Record UpdatedAug 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008625
DateAug 9, 2023
Instrument2023OR-08625
Lender
NameWRIGHT-PATT CREDIT UNION INC
TypeCredit Union
AddressDAYTON, OH 45434
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 25, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateDec 10, 2021
Property Address2050 E STATE ROUTE 55, TROY, OH 45373-1904
Document Number0000021447
Map ReferenceMB 6 PG 24
Instrument DateDec 3, 2021
Instrument2021OR-21447
Transaction TypeTransfer
Record UpdatedJan 11, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address2050 E STATE ROUTE 55, TROY, OH 45373-1904

Mortgage

Document Number0000021449
DateDec 10, 2021
Instrument2021OR-21449
Lender
NamePARK NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address2050 E STATE ROUTE 55, TROY, OH 45373-1904
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005721
DateMay 7, 2020
Instrument2020OR-05721
Lender
NamePNC BANK NA
TypeBank
AddressTROY, OH 45373
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed, Transfer

Document TypeDeed
JurisdictionMIAMI OH
Recording DateSep 9, 2020
Property Address2050 E STATE ROUTE 55, TROY, OH 45373-1904
Document Number0000012744
Map ReferenceMB 6 PG 24
Instrument DateSep 4, 2020
Instrument2020OR-12744
Transaction TypeTransfer
Record UpdatedFeb 17, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2050 E STATE ROUTE 55, TROY, OH 45373-1904

Mortgage

Document Number0000012745
DateSep 9, 2020
Instrument2020OR-12745
Lender
NamePREMIER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

September 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionMIAMI OH
Recording DateSep 9, 2020
Property Address2050 E STATE ROUTE 55, TROY, OH 45373-1904
Document Number0000012743
Instrument DateSep 4, 2020
Instrument12743
Transaction TypeTransfer
Record UpdatedSep 28, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address85 FLORAL ACRES DR TIPP CITY OH 453712913, TIPP CITY, OH 45371-2913

Tax Assessment & Valuation

Source: Miami County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionStaunton Township
Unified School DistrictMiami East Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,290.00 (+30.56%) Homeowner's exemption$73,370 (+43.58%) Land $12,150 Building $61,220$209,600 (+43.56%) Land $34,700 Building $174,900
2024$1,754.00 (+1.5%) Homeowner's exemption$51,100 (-) Land $10,290 Building $40,810
2023$1,728.00 (-4.05%) Homeowner's exemption$51,100 (-) Land $10,290 Building $40,810$146,000 (-) Land $29,400 Building $116,600
2022$1,801.00 Homeowner's exemption$51,100 Land $10,290 Building $40,810$146,000 Land $29,400 Building $116,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Nearby Flood Policies29 in force
Nearby Flood Claims13 (1980–2014)
Claims Outside the SFHA11 of 13
Most Recent ClaimMay 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY CITY PWS
serves 26,305 people · EPA ID OH5501612
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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