Miami County property record for 2005 E State Rte 55, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,280 sqft · built 2018 |
| Lot Size | 10.7 acres (466,484 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,992 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | K30-016310 |
| Primary APN | K30-016310 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,280 sqft Living Area |
| 1st Floor Area | 3,400 sqft |
| Upper Floors Area | 1,200 sqft |
| Attic | Attic |
| Attic Area | 380 sqft |
| Basement Area | 1,700 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 466,484 sqft (10.7 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 472 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2005 E STATE ROUTE 55 |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-1903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10-1-5 NW PT NW (1.7407 AC) 10-1-6 SW COR SW (8.7066 AC) 10-1-11 PT NE FRAC SEC (0.2619 AC) |
| Legal Range | 10 |
| Legal Township | 01 |
| Legal Section | 05 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | STAUNTON |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 365102 |
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | STATE ROUTE 55 E, TROY, OH 45373 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 4, 2026 | Deed of Trust, Mortgage · Line of Credit PARK NATIONAL BANK |
| Sep 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITY NATIONAL BANK |
| Jun 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITY NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 2005 E STATE ROUTE 55, TROY, OH 45373-1903 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000002494 |
|---|---|
| Date | Mar 4, 2026 |
| Instrument | 2026OR-02494 |
| Name | PARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | 50 N 3RD ST, NEWARK, OH 43055 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 16, 2036 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 2005 E STATE ROUTE 55, TROY, OH 45373-1903 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000010353 |
|---|---|
| Date | Sep 6, 2019 |
| Instrument | 2019OR-10353 |
| Name | UNITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | PIQUA, OH 45356 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 2005 E STATE ROUTE 55, TROY, OH 45373-1903 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008205 |
|---|---|
| Date | Jun 23, 2020 |
| Instrument | 2020OR-08205 |
| Name | UNITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | PIQUA, OH 45356 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Staunton Township |
| Unified School District | Miami East Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,992.00 (+20.98%) Homeowner's exemption | $205,490 (+42.43%) Land $24,150 Building $181,340 | $673,300 (+28.52%) Land $155,200 Building $518,100 |
| 2024 | $4,953.00 (+1.5%) Homeowner's exemption | $144,270 (-) Land $15,960 Building $128,310 | |
| 2023 | $4,880.00 (-4.03%) Homeowner's exemption | $144,270 (-) Land $15,960 Building $128,310 | $523,900 (-) Land $157,300 Building $366,600 |
| 2022 | $5,085.00 Homeowner's exemption | $144,270 Land $15,960 Building $128,310 | $523,900 Land $157,300 Building $366,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 13 (1980–2014) |
| Claims Outside the SFHA | 11 of 13 |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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