1996 E State Rte 55, Troy, OH 45373 Property Records

Miami County property record for 1996 E State Rte 55, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,815 sqft · built 1948
Lot Size	0.589 acres (25,700 sqft)
Owner	Individual on Record
Last Sale	$275,000 (Jul 2021)
Tax Bill	$3,650 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`K30-010250`

Property Details

APN / Parcel Number

Primary APN	`K30-010250`
Alternative APN	`011011.1-03-020-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,815 sqft Living Area
1st Floor Area	1,563 sqft
2nd Floor Area	1,252 sqft
Upper Floors Area	1,252 sqft
Basement Area	780 sqft
Family Room	Family Room

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	25,700 sqft (0.589 acres)
Garage Area	1,344 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	210 sqft
Deck Area	638 sqft
Patio Area	638 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1996 E STATE ROUTE 55
City	TROY
State	OH
Zip	45373-1902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-1-11 NE COR FRAC SEC
Legal Range	01
Legal Township	10
Legal Section	11
Jurisdiction	MIAMI OH
Township / Civil Division	STAUNTON
Census Block Group	4
Census Block	4006
Census Tract	365102

Owner

Source: Miami County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	1996 E STATE ROUTE 55, TROY, OH 45373-1902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2021 · Amount on Record
Deed Sale	Jul 1, 2021 · Amount on Record
Prior Sale	Feb 23, 2017
Deed Document Number	1528
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jul 1, 2021
Property Address	1996 E STATE ROUTE 55, TROY, OH 45373-1902
Document Number	0000011622
Instrument Date	Jun 30, 2021
Instrument	2021OR-11622
Transaction Type	Transfer
Record Updated	Aug 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1996 E STATE ROUTE 55, TROY, OH 45373-1902

Mortgage

Document Number	0000011623
Date	Jul 1, 2021
Instrument	2021OR-11623

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Miami County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Staunton Township
Unified School District	Miami East Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,650.00 (+35.39%) Homeowner's exemption	$116,980 (+48.87%) Land $13,480 Building $103,500	$334,200 (+48.86%) Land $38,500 Building $295,700
2024	$2,696.00 (+1.47%) Homeowner's exemption	$78,580 (-) Land $11,410 Building $67,170
2023	$2,657.00 (-4.01%) Homeowner's exemption	$78,580 (-) Land $11,410 Building $67,170	$224,500 (-) Land $32,600 Building $191,900
2022	$2,768.00 Homeowner's exemption	$78,580 Land $11,410 Building $67,170	$224,500 Land $32,600 Building $191,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	13 (1980–2014)
Claims Outside the SFHA	11 of 13
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20