205 E Mechanic St, Yale, MI 48097 Property Records

St. Clair County property record for 205 E Mechanic St, Yale, MI 48097

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,665 sqft · built 1935
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (Feb 2025)
Tax Bill	$1,702 (2025)
Deeds & Mortgages	Nov 2022 Foreclosure Oct 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`74-08-510-0011-000`

Property Details

APN / Parcel Number

Primary APN	`74-08-510-0011-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,665 sqft Living Area
1st Floor Area	1,110 sqft
Basement Area	1,008 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	165 ft deep x 66 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	205 E MECHANIC ST
City	YALE
State	MI
Zip	48097-3430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLK 1 ROBERT MENEREYS ADDITION TO THE VILLAGE OF BROCKWAY CENTER
Legal Subdivision	ROBERT MENEREYS ADDITION
Legal Block	1
Legal Lot Number	12
Legal Unit	12
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	YALE
Census Block Group	1
Census Block	1009
Census Tract	655100

Owner

205 E Mechanic St is owned and occupied by an individual who bought it in February 2025.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 6, YALE, MI 48097-0006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Sheriff's Deed, Foreclosure
Oct 11, 2019	Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2025 · Amount on File
Deed Sale	Feb 21, 2025 · Amount on File
Prior Sale	Nov 16, 2022 · Amount on File
Deed Document Number	20253047
Deed Book / Page	5790 / 281
Prior Transfer Date	Nov 10, 2022
Prior Transfer Doc	0005578648
Record Updated	Oct 29, 2026

November 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 16, 2022
Property Address	205 E MECHANIC ST, YALE, MI 48097-3430
Document Number	0005578648
Book / Page	5578 / 648
Map Reference	LB 4 PG 39
Instrument Date	Nov 10, 2022
Instrument	2022025616
Transaction Type	Foreclosure
Record Updated	Dec 5, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 E MECHANIC ST, 205, YALE, MI 48097-3430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1600 S DOUGLASS RD STE 200A, 200A, ANAHEIM, CA 92806-5948

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAINT CLAIR MI
Property Address	205 E MECHANIC ST, YALE, MI 48097-3430
Document Number	0051240995
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7131 JORDAN RD BROCKWAY MI 480973706, BROCKWAY, MI 48097-3706

Mortgage

Document Number	0051240995
Date	Nov 26, 2019
Book Page	005124/000995

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	324 Months
Due	Nov 25, 2046

Interest

Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 205 E Mechanic St was $1,702 with a homeowner's exemption, down 37.4% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Yale City
Unified School District	Yale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,600 (+6.93%)	$77,200
2025	$1,702.00 (-37.38%)	$36,100
2024	$2,718.00		$72,200
2023		$45,000
2022	$1,927.00		$90,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 205 E Mechanic St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 205 E Mechanic St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF YALE serves 1,900 people · EPA ID MI0007230
Water Source	Groundwater
Last State Inspection	Feb 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Apr 2021
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Air Advantage, Frontier, Verizon.

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