113 E Mechanic St, Yale, MI 48097 Property Records

St. Clair County property record for 113 E Mechanic St, Yale, MI 48097

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,082 sqft · built 1914
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Dec 2021)
Tax Bill	$3,606 (2024)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-08-510-0015-000`

Property Details

APN / Parcel Number

Primary APN	`74-08-510-0015-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,082 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	110 ft deep x 99 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	74085100015000
Street Address	113 E MECHANIC ST
City	YALE
State	MI
Zip	48097-3429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 110 FT OF W 1/2 OF LOT 15 & S 110 FT OF LOT 16 BLK 1 ROBERT MENEREYS ADDITION TO THE VILLAGE OF BROCKWAY CENTER
Legal Subdivision	ROBERT MENEREYS ADDITION
Legal Block	1
Legal Lot Number	15-16
Legal Unit	15,16
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	YALE
Census Block Group	1
Census Block	1021
Census Tract	655100

Owner

Source: St. Clair County assessment roll, APN 74-08-510-0015-000, as of March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	113 E MECHANIC ST, YALE, MI 48097-3429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 08, 2021 · Amount on Record
Deed Sale	Dec 08, 2021 · Amount on Record
Deed Document Number	2021034476
Deed Book / Page	5460 / 761
Record Updated	Jun 08, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 08, 2021
Property Address	113 E MECHANIC ST, YALE, MI 48097-3429
Document Number	0005460761
Book / Page	5460 / 761
Map Reference	LB 4 PG 39
Instrument Date	Nov 24, 2021
Instrument	2021034476
Transaction Type	Transfer
Record Updated	Dec 31, 2021
Title Company	MARITIME TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34 CLARENCE ST, 34, YALE, MI 48097-2907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 E MECHANIC ST, YALE, MI 48097-3429

Mortgage

Document Number	2021034478
Date	Dec 08, 2021
Instrument	2021034478

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: St. Clair County assessment roll as of March 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Yale City
Unified School District	Yale Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$100,100 (+16.4%)
2024	$3,606.00 (+8.58%)		$200,200 (+16.4%)
2023		$86,000
2022	$3,321.00		$172,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), as of July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 79 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Air Advantage, Frontier, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MI0007230, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF YALE serves 1,900 people
Water Source	Groundwater
Last State Inspection	Feb 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Apr 2021
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.