116 E Mechanic St, Yale, MI 48097 Property Records

St. Clair County property record for 116 E Mechanic St, Yale, MI 48097

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,812 sqft · built 1920
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jul 2021)
Tax Bill	$2,787 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-08-510-0032-000`

Property Details

APN / Parcel Number

Primary APN	`74-08-510-0032-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,812 sqft Living Area
Basement Area	400 sqft

Exterior

Year Built	Built 1920
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	165 ft deep x 66 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	74085100032000
Street Address	116 E MECHANIC ST
City	YALE
State	MI
Zip	48097-3431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 165 FT OF LOT 7 BLK 2 ROBERT MENEREYS ADDITION TO THE VILLAGE OF BROCKWAY CENTER
Legal Subdivision	ROBERT MENEREYS ADDITION
Legal Block	2
Legal Lot Number	7
Legal Unit	7
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	YALE
Census Block Group	1
Census Block	1038
Census Tract	655100

Owner

Source: St. Clair County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	116 E MECHANIC ST, YALE, MI 48097-3431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 14, 2021 · Amount on Record
Deed Sale	Jul 14, 2021 · Amount on Record
Deed Document Number	2021020259
Deed Book / Page	5392 / 494
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 14, 2021
Property Address	116 E MECHANIC ST, YALE, MI 48097-3431
Document Number	5392494
Book / Page	5392 / 494
Map Reference	LB 4 PG 39
Instrument Date	Jun 21, 2021
Instrument	2021020259
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	MARITIME TITLE AGENCY LLC, MARITIME TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8636 PARKER RD, 8636, YALE, MI 48097-4878

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 E MECHANIC ST, YALE, MI 48097-3431

Mortgage

Document Number	2021020260
Date	Jul 14, 2021
Instrument	2021020260

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Yale City
Unified School District	Yale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$77,300 (+16.42%)
2024	$2,787.00 (+8.57%)		$154,600 (+16.42%)
2023		$66,400
2022	$2,567.00		$132,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF YALE serves 1,900 people · EPA ID MI0007230
Water Source	Groundwater
Last State Inspection	Feb 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Apr 2021
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Air Advantage, Frontier, Verizon.

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