St. Clair County property record for 203 E Mechanic St, Yale, MI 48097
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,778 sqft · built 1920 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $156,000 (Apr 2026) |
| Tax Bill | $1,437 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Apr 2026 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-08-510-0012-000 |
| Primary APN | 74-08-510-0012-000 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,778 sqft Living Area |
| 1st Floor Area | 1,422 sqft |
| Basement Area | 1,422 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 165 ft deep x 66 ft wide |
| Garage Area | 333 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|
| Street Address | 203 E MECHANIC ST |
|---|---|
| City | YALE |
| State | MI |
| Zip | 48097-3430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 BLK 1 ROBERT MENEREYS ADDITION TO THE VILLAGE OF BROCKWAY CENTER |
| Legal Subdivision | ROBERT MENEREYS ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Legal Unit | 13 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | YALE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 655100 |
Source: St. Clair County records · APN 74-08-510-0012-000
Assessment roll updated October 7, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6823 MONROE ST, NORTH BRANCH, MI 48461-9348 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 27, 2026 | Warranty Deed, Transfer LIBERTY TITLE |
| Feb 26, 2024 | Quit Claim Deed, Transfer · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU |
| Nov 09, 2022 | Intrafamily Transfer, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 27, 2026 · Amount on Record |
| Deed Sale | Apr 27, 2026 · Amount on Record |
| Prior Sale | Jun 17, 2015 · Amount on Record |
| Deed Document Number | 20268616 |
| Deed Book / Page | 5918 / 660 |
| Prior Transfer Date | Feb 13, 2024 |
| Prior Transfer Doc | 0005692956 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 203 E MECHANIC ST, YALE, MI 48097-3430 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6823 MONROE ST, NORTH BRANCH, MI 48461-9348 |
| Document Number | 0005906326 |
|---|---|
| Date | Mar 18, 2026 |
| Book Page | 5906/326 |
| Instrument | 2026004930 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Apr 27, 2026 |
| Property Address | 203 E MECHANIC ST, YALE, MI 48097-3430 |
| Document Number | 0000008616 |
| Book / Page | 5918 / 660 |
| Instrument Date | Mar 13, 2026 |
| Instrument | 2026.8616 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2026 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $118,170.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6823 MONROE ST, NORTH BRANCH, MI 48461-9348 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Feb 26, 2024 |
| Property Address | 203 E MECHANIC ST, YALE, MI 48097-3430 |
| Document Number | 0005692956 |
| Book / Page | 5692 / 956 |
| Map Reference | LB 4 PG 39 |
| Instrument Date | Feb 13, 2024 |
| Instrument | 2024003090 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 203 E MECHANIC ST, YALE, MI 48097-3430 |
| Name | Verified Name |
|---|---|
| Address | 203 E MECHANIC ST, YALE, MI 48097-3430 |
| Document Number | 2024003091 |
|---|---|
| Date | Feb 26, 2024 |
| Instrument | 2024003091 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 7.62% |
| Index | 1-Year CMT |
| Max Rate | 10.6% |
| Document Number | 0005692959 |
|---|---|
| Date | Feb 26, 2024 |
| Book Page | 5692/959 |
| Instrument | 2024003091 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Address | 40400 GARFIELD RD, CLINTON TOWNSHIP, MI 48038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 7.62% |
| Index | 1-Year CMT |
| Max Rate | 10.6% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 09, 2022 |
| Property Address | 203 E MECHANIC ST, YALE, MI 48097-3430 |
| Document Number | 0005576883 |
| Book / Page | 5576 / 883 |
| Map Reference | LB 4 PG 39 |
| Instrument Date | Oct 20, 2022 |
| Instrument | 2022025194 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | TIMIOS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 203 E MECHANIC ST, 203, YALE, MI 48097-3430 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 203 E MECHANIC ST, YALE, MI 48097-3430 |
| Investor | Possibly a Property Investor |
| Document Number | 2022025195 |
|---|---|
| Date | Nov 09, 2022 |
| Instrument | 2022025195 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2052 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Yale City |
| Unified School District | Yale Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,437.00 (-33.38%) Homeowner's exemption | $80,100 (+16.26%) | |
| 2024 | $2,157.00 (+8.56%) | $160,200 (+16.26%) | |
| 2023 | $68,900 | ||
| 2022 | $1,987.00 | $137,800 |
Source: FEMA National Flood Hazard Layer as of July 20, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Air Advantage, Frontier, Verizon.
Based on FCC filings for 79 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF YALE serves 1,900 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Apr 2021 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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