20491 Black Tree Ln, Estero, FL 33928 Property Records

Lee County property record for 20491 Black Tree Ln, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details6 bd · 4.5 ba · 5,153 sqft · built 2014
Lot Size0.23 acres (10,019 sqft)
Owner2 Company Names on File
Last Sale$489,900 (Aug 2014)
Tax Bill$9,379 (2025)
Deeds & MortgagesJun 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN29-46-26-E4-26000.4100

Property Details

APN / Parcel Number

Primary APN29-46-26-E4-26000.4100
Alternative APNs
  • 262946E4260004100
  • 10562503

Interior

Bedrooms6 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,153 sqft Living Area
Gross Area5,947 sqft
1st Floor Area1,952 sqft
Upper Floors Area1,957 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleColonial
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Garage Area608 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area392 sqft
PorchFlorida Room
Porch Area186 sqft
Patio Area852 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10562503
Street Address20491 BLACK TREE LN
CityESTERO
StateFL
Zip33928-6459
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionPRESERVE AT CORKSCREW UNIT SIX DESC IN INST# 2013000172170 LOT 410
Legal Range26E
Legal Township46S
Legal Section29
Legal SubdivisionPRESERVE AT CORKSCREW
Legal Block4
Legal Lot Number410
Legal Unit6
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group4
Census Block4002
Census Tract50311

Owner

Source: Lee County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address20491 BLACK TREE LN, ESTERO, FL 33928-6459
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 7, 2014 · Amount on Record
Deed SaleAug 7, 2014 · Amount on Record
Deed Document Number2014164182
Last Transfer DateSep 2, 2025
Transfer Doc0000235434
Record UpdatedJun 8, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20491 BLACK TREE LN, ESTERO, FL 33928-6459
Document Number0000154342
Instrument DateJun 15, 2018
Transaction TypeMortgage
Record UpdatedJul 13, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address20491 BLACK TREE LN ESTERO FL 339286459, ESTERO, FL 33928-6459

Mortgage

Document Number0000154342
DateJun 26, 2018
Instrument154342
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 25, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,379.00 (+8.55%) Homeowner's exemption$495,408 (+5.99%)$715,036 (-9.98%) Land $105,783 Building $609,253
2023$8,640.00 (+25.64%) Homeowner's exemption$467,423 (+3%)$794,266 (+25.38%) Land $111,360 Building $682,906
2022$6,877.00 Homeowner's exemption$453,809$633,477 Land $110,600 Building $522,877

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 60 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 60% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber
2,500 / 2,500
Xfinity
Cable
1,200 / 35

May also be available: Lumen Technologies.

Cell Coverage

5G and 4G LTE (outdoors only)

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Nearby Streets

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