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20482 Black Tree Ln, Estero, FL 33928 Property Records

Lee County property record for 20482 Black Tree Ln, Estero, FL 33928 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 4,657 sqft · built 2014
Lot Size0.221 acres (9,627 sqft)
Owner2 Individual Names on File
Last Sale$940,000 (May 2023)
Tax Bill$13,076 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN29-46-26-E4-26000.2870

Property Details

APN / Parcel Number

Primary APN29-46-26-E4-26000.2870
Alternative APNs
  • 262946E4260002870
  • 10562382

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,657 sqft Living Area
Gross Area5,788 sqft
1st Floor Area1,605 sqft
Upper Floors Area1,752 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleColonial
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area9,627 sqft (0.221 acres)
Garage TypeAttached
Garage Area697 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchFlorida Room
Porch Area434 sqft
Patio Area908 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10562382
Street Address20482 BLACK TREE LN
CityESTERO
StateFL
Zip33928-6458
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPRESERVE AT CORKSCREW UNIT SIX DESC IN INST# 2013000172170 LOT 287
Legal Range26E
Legal Township46S
Legal Section29
Legal SubdivisionPRESERVE AT CORKSCREW
Legal TractE4
Legal Block4
Legal Lot Number287
Legal Unit6
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group4
Census Block4000
Census Tract50311

Owner

Source: Lee County records · APN 29-46-26-E4-26000.2870

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20482 BLACK TREE LN, ESTERO, FL 33928-6458
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 09, 2023 · Amount on Record
Deed SaleMay 09, 2023 · Amount on Record
Prior SaleOct 14, 2014 · Amount on Record
Deed Document Number2023166232
Record UpdatedJun 08, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateMay 09, 2023
Property Address20482 BLACK TREE LN, ESTERO, FL 33928-6458
Document Number0000166232
Map ReferenceDOC 2013000172170
Instrument DateApr 28, 2023
Instrument2023000166232
Transaction TypeTransfer
Record UpdatedMay 19, 2023
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,580.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18040 MISTY MORNING LN, FORT MYERS, FL 33913-9061

Transferred To (Grantee/Buyer)

NameVerified Name
Address20482 BLACK TREE LN, ESTERO, FL 33928-6458

Mortgage

Document Number0000166233
DateMay 09, 2023
Instrument2023000166233
Lender
NameFIRST FINANCIAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2053

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$13,076.00 (+63.06%)$739,116 (+75.98%) Land $105,783 Building $633,333$739,116 (+1.23%) Land $105,783 Building $633,333
2023$8,019.00 (+27.89%) Homeowner's exemption$420,000 (+3%)$730,128 (+25.38%) Land $106,848 Building $623,280
2022$6,270.00 Homeowner's exemption$407,767$582,319 Land $110,600 Building $471,719

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710503114, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 60 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022, other causes, Hurricane Ian

Wildfire

Wildfire RiskHigh
above 77% of the US · above 64% of Florida
Wildfire LikelihoodAbout 1 in 429 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 207 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Hotwire CommunicationsFiber2,500 / 2,500
XfinityCable1,200 / 35

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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