20494 Black Tree Ln, Estero, FL 33928 Property Records

Lee County property record for 20494 Black Tree Ln, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,537 sqft · built 2014
Lot Size0.237 acres (10,324 sqft)
Owner2 Individual Names on Record
Last Sale$385,000 (Nov 2014)
Tax Bill$7,784 (2025)
Deeds & MortgagesJun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN29-46-26-E4-26000.2900

Property Details

APN / Parcel Number

Primary APN29-46-26-E4-26000.2900
Alternative APNs
  • 262946E4260002900
  • 10562385

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,537 sqft Living Area
Gross Area4,326 sqft
1st Floor Area1,605 sqft
Upper Floors Area1,752 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleColonial
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area10,324 sqft (0.237 acres)
Garage TypeAttached
Garage Area697 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area272 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10562385
Street Address20494 BLACK TREE LN
CityESTERO
StateFL
Zip33928-6458
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionPRESERVE AT CORKSCREW UNIT SIX DESC IN INST# 2013000172170 LOT 290
Legal Range26E
Legal Township46S
Legal Section29
Legal SubdivisionPRESERVE AT CORKSCREW
Legal Block4
Legal Lot Number290
Legal Unit6
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group4
Census Block4000
Census Tract50311

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20494 BLACK TREE LN, ESTERO, FL 33928-6458
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 12, 2014 · Amount on Record
Deed SaleNov 12, 2014 · Amount on Record
Deed Document Number2014230788
Record UpdatedSep 20, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20494 BLACK TREE LN, ESTERO, FL 33928-6458
Document Number0000138066
Instrument DateJun 8, 2017
Transaction TypeMortgage
Record UpdatedAug 1, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20494 BLACK TREE LN ESTERO FL 339286458, ESTERO, FL 33928-6458

Mortgage

Document Number0000138066
DateJun 23, 2017
Instrument138066
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 22, 2047

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$383,008 (+2.7%)$524,989 (+2.48%) Land $98,838 Building $426,151
2025$7,784.00 (+9.2%) Homeowner's exemption$372,939 (+5.99%)$512,270 (-14.38%) Land $105,783 Building $406,487
2023$7,128.00 (+32.07%) Homeowner's exemption$351,873 (+3%)$598,280 (+25.37%) Land $114,596 Building $483,684
2022$5,397.00 Homeowner's exemption$341,624$477,193 Land $110,600 Building $366,593

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 60 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 64% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber
2,500 / 2,500
Xfinity
Cable
1,200 / 35

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Black Tree Ln

Nearby Streets

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