Lee County property record for 20485 Black Tree Ln, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,440 sqft · built 2014 |
| Lot Size | 0.182 acres (7,928 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $458,200 (Nov 2014) |
| Tax Bill | $8,447 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-46-26-E4-26000.4120 |
| Primary APN | 29-46-26-E4-26000.4120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,440 sqft Living Area |
| Gross Area | 4,352 sqft |
| 1st Floor Area | 2,384 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 7,928 sqft (0.182 acres) |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 592 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 320 sqft |
| Patio Area | 664 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10562505 |
|---|---|
| Street Address | 20485 BLACK TREE LN |
| City | ESTERO |
| State | FL |
| Zip | 33928-6459 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | PRESERVE AT CORKSCREW UNIT SIX DESC IN INST# 2013000172170 LOT 412 |
| Legal Range | 26E |
| Legal Township | 46S |
| Legal Section | 29 |
| Legal Subdivision | PRESERVE AT CORKSCREW |
| Legal Tract | E4 |
| Legal Block | 4 |
| Legal Lot Number | 412 |
| Legal Unit | 6 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 50311 |
Source: Lee County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20485 BLACK TREE LN, ESTERO, FL 33928-6459 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 26, 2014 · Amount on Record |
| Deed Sale | Nov 26, 2014 · Amount on Record |
| Deed Document Number | 2014242497 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 20485 BLACK TREE LN, ESTERO, FL 33928-6459 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2021 |
| Title Company | WATSON TITLE SERVICES INC, WATSON TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 20485 BLACK TREE LN, ESTERO, FL 33928-6459 |
| Document Number | 0000376685 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 2021000376685 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2036 |
Source: Lee County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,447.00 (+8.91%) Homeowner's exemption | $423,829 (+5.99%) | $650,987 (+3.36%) Land $141,151 Building $509,836 |
| 2023 | $7,756.00 (+29.01%) Homeowner's exemption | $399,887 (+3%) | $629,813 (+16.23%) Land $131,667 Building $498,146 |
| 2022 | $6,012.00 Homeowner's exemption | $388,240 | $541,853 Land $116,100 Building $425,753 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 60 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 60 in force |
| Nearby Flood Claims | 2 (2017–2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 2,500 / 2,500 |
| Xfinity Cable | 1,200 / 35 |
May also be available: CenturyLink.
5G (outdoors only) and 4G LTE
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