20478 Black Tree Ln, Estero, FL 33928 Property Records

Lee County property record for 20478 Black Tree Ln, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,671 sqft · built 2014
Lot Size0.221 acres (9,627 sqft)
Owner2 Individual Names on Record
Last Sale$342,000 (Dec 2018)
Tax Bill$8,148 (2025)
Deeds & MortgagesDec 2018 Sale
Flood ZoneZone X (minimal risk)
APN29-46-26-E4-26000.2860

Property Details

APN / Parcel Number

Primary APN29-46-26-E4-26000.2860
Alternative APNs
  • 262946E4260002860
  • 10562381

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,671 sqft Living Area
Gross Area4,437 sqft
1st Floor Area2,271 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area9,627 sqft (0.221 acres)
Garage TypeAttached
Garage Area590 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area392 sqft
PorchSlab
Porch Area176 sqft
Patio Area1,008 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10562381
Street Address20478 BLACK TREE LN
CityESTERO
StateFL
Zip33928-6458
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionPRESERVE AT CORKSCREW UNIT SIX DESC IN INST# 2013000172170 LOT 286
Legal Range26E
Legal Township46S
Legal Section29
Legal SubdivisionPRESERVE AT CORKSCREW
Legal TractE4
Legal Block4
Legal Lot Number286
Legal Unit6
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group4
Census Block4000
Census Tract50311

Owner

Source: Lee County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20478 BLACK TREE LN, ESTERO, FL 33928-6458
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 18, 2018 · Amount on Record
Deed SaleDec 18, 2018 · Amount on Record
Prior SaleMay 19, 2014 · Amount on Record
Deed Document Number2018294740
Record UpdatedJun 8, 2026

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateDec 18, 2018
Property Address20478 BLACK TREE LN, ESTERO, FL 33928-6458
Document Number0000294740
Instrument DateDec 14, 2018
Instrument294740
Transaction TypeTransfer
Record UpdatedFeb 13, 2019
Title CompanyMARKETPLACE TITLE LLC

Transaction

AmountAmount Recorded
Tax$2,394.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20478 BLACK TREE LN ESTERO FL 339286458, ESTERO, FL 33928-6458

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,148.00 (+9.05%) Homeowner's exemption$400,837 (+5.99%)$637,592 (+2.42%) Land $105,783 Building $531,809
2023$7,472.00 (+30.29%) Homeowner's exemption$378,194 (+3%)$622,557 (+25.38%) Land $106,848 Building $515,709
2022$5,735.00 Homeowner's exemption$367,179$496,527 Land $110,600 Building $385,927

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 60 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 64% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber
2,500 / 2,500
Xfinity
Cable
1,200 / 35

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Black Tree Ln

Nearby Streets

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