20473 Black Tree Ln, Estero, FL 33928 Property Records

Lee County property record for 20473 Black Tree Ln, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 4,619 sqft · built 2014
Lot Size0.179 acres (7,797 sqft)
Owner2 Company Names on Record
Last Sale$407,500 (Sep 2019)
Tax Bill$8,623 (2025)
Deeds & MortgagesSep 2021 Line of Credit
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN29-46-26-E4-26000.4150

Property Details

APN / Parcel Number

Primary APN29-46-26-E4-26000.4150
Alternative APNs
  • 262946E4260004150
  • 10562508

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,619 sqft Living Area
Gross Area5,588 sqft
1st Floor Area1,605 sqft
Upper Floors Area1,752 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleColonial
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area7,797 sqft (0.179 acres)
View / LotLake
Garage TypeAttached
Garage Area697 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area312 sqft
PorchFlorida Room
Porch Area272 sqft
Patio Area950 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10562508
Street Address20473 BLACK TREE LN
CityESTERO
StateFL
Zip33928-6459
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionPRESERVE AT CORKSCREW UNIT SIX DESC IN INST# 2013000172170 LOT 415
Legal Range26E
Legal Township46S
Legal Section29
Legal SubdivisionPRESERVE AT CORKSCREW
Legal Block4
Legal Lot Number415
Legal Unit6
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group4
Census Block4002
Census Tract50311

Owner

Source: Lee County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address20473 BLACK TREE LN, ESTERO, FL 33928-6459
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2021Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Sep 5, 2019Warranty Deed, Transfer · Conventional Mortgage
LENDUS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 5, 2019 · Amount on Record
Deed SaleSep 5, 2019 · Amount on Record
Prior SaleAug 15, 2014 · Amount on Record
Deed Document Number2019206367
Last Transfer DateSep 9, 2024
Transfer Doc0000251831
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20473 BLACK TREE LN, ESTERO, FL 33928-6459
Transaction TypeMortgage
Record UpdatedOct 28, 2021
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address20473 BLACK TREE LN, ESTERO, FL 33928-6459

Mortgage

Document Number0000306782
DateSep 17, 2021
Instrument2021000306782
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueJul 25, 2051

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateSep 5, 2019
Property Address20473 BLACK TREE LN, ESTERO, FL 33928-6459
Document Number0000206367
Instrument DateAug 30, 2019
Instrument206367
Transaction TypeTransfer
Record UpdatedSep 26, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,852.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20473 BLACK TREE LN ESTERO FL 339286459, ESTERO, FL 33928-6459

Mortgage

Document Number206368
DateSep 5, 2019
Instrument206368
Lender
NameLENDUS LLC
AddressALAMO, CA 94507
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 4, 2049

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,623.00 (+8.84%) Homeowner's exemption$437,376 (+5.99%)$644,084 (-2.6%) Land $141,151 Building $502,933
2023$7,923.00 (+28.29%) Homeowner's exemption$412,670 (+3%)$661,304 (+16.23%) Land $128,998 Building $532,306
2022$6,176.00 Homeowner's exemption$400,650$568,961 Land $116,100 Building $452,861

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 60 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 64% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber
2,500 / 2,500
Xfinity
Cable
1,200 / 35

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Black Tree Ln

Nearby Streets

Search Property Records by Address or Parcel Number