Hennepin County property record for 20480 Western Rd, Excelsior, MN 55331
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.75 ba · 2,040 sqft · built 1900 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $474,000 (Aug 2003) |
| Tax Bill | $10,348 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-117-23-32-0039 |
| Primary APN | 24-117-23-32-0039 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,040 sqft Living Area |
| Gross Area | 2,832 sqft |
| 1st Floor Area | 1,066 sqft |
| 2nd Floor Area | 711 sqft |
| Basement Area | 792 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 147 ft deep x 57 ft wide |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 350 sqft |
| Deck Area | 550 sqft |
| Patio Area | 520 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating Fuel | Electric |
| Street Address | 20480 WESTERN RD |
|---|---|
| City | EXCELSIOR |
| State | MN |
| Zip | 55331-9223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 102 A REVISED COTTAGEWOOD LOT 102 AND SELY 7 FT OF LOT 101 SW57X147 |
| Legal Range | 23 |
| Legal Township | 117 |
| Legal Section | 24 |
| Legal Quarter | 32 |
| Legal Subdivision | REVISED COTTAGEWOOD |
| Legal Block | 3 |
| Legal Lot Number | 102 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | DEEPHAVEN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 27400 |
20480 Western Rd is owned and occupied by an individual who bought it in August 2003.
Source: Hennepin County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20480 WESTERN RD, EXCELSIOR, MN 55331-9223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2003 · Amount on File |
| Deed Sale | Aug 19, 2003 · Amount on File |
| Deed Document Number | 2003834348 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 20480 WESTERN RD, EXCELSIOR, MN 55331-9223 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 20470 WESTERN RD, EXCELSIOR, MN 55331-9223 |
| Document Number | 0A11146705 |
|---|---|
| Date | Sep 15, 2022 |
| Instrument | A11146705 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 15, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 20480 Western Rd was $10,348.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Deephaven City |
| Unified School District | Minnetonka Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,348.00 | $852,700 Land $617,500 Building $235,200 | $852,700 Land $617,500 Building $235,200 |
| 2023 | $8,963.00 Homeowner's exemption | ||
| 2022 | $792,000 Land $581,000 Building $211,000 | $792,000 Land $581,000 Building $211,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20480 Western Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1981–2001) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20480 Western Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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