Hennepin County property record for 20400 Western Rd, Excelsior, MN 55331
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3.25 ba · 2,794 sqft · built 2017 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,850,000 (Jun 2025) |
| Tax Bill | $19,388 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Dec 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-117-23-32-0043 |
| Primary APN | 24-117-23-32-0043 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,794 sqft Living Area |
| Gross Area | 4,057 sqft |
| 1st Floor Area | 1,118 sqft |
| 2nd Floor Area | 1,676 sqft |
| Basement Area | 783 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Depth | 145 ft Depth |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 360 sqft |
| Patio Area | 160 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 20400 WESTERN RD |
|---|---|
| City | EXCELSIOR |
| State | MN |
| Zip | 55331-9223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 108 A REVISED COTTAGEWOOD SELY 41 FT OF LOT 108 AND THE WLY 18 FT FRONT AND REAR OF LOT 109 SW59X145X59X150 |
| Legal Range | 23 |
| Legal Township | 117 |
| Legal Section | 24 |
| Legal Quarter | 32 |
| Legal Subdivision | REVISED COTTAGEWOOD |
| Legal Block | 3 |
| Legal Lot Number | 108 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | DEEPHAVEN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 27400 |
Source: Hennepin County records, as of June 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20400 WESTERN RD, EXCELSIOR, MN 55331-9223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage T2 FINANCIAL LLC |
| Dec 13, 2019 | Warranty Deed, Transfer WELLS FARGO BK |
| May 29, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNITED STS CU ACT |
| Jun 29, 2017 | Grant Deed, Transfer MILL CITY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2025 · Amount on Record |
| Deed Sale | Jun 17, 2025 · Amount on Record |
| Prior Sale | Dec 13, 2019 · Amount on Record |
| Deed Document Number | 202511379139 |
| Prior Transfer Date | Jun 9, 2016 |
| Prior Transfer Doc | 0010322028 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 20400 WESTERN RD, EXCELSIOR, MN 55331-9223 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4065 UTICA AVE S, EXCELSIOR, MN 55331 |
| Document Number | 0A11433912 |
|---|---|
| Date | Jan 15, 2026 |
| Instrument | A11433912 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTERVILLE, OH 43082 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Type Change Date | Feb 1, 2036 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.3% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Dec 13, 2019 |
| Property Address | 20400 WESTERN RD, EXCELSIOR, MN 55331-9223 |
| Document Number | 0010735801 |
| Instrument Date | Dec 12, 2019 |
| Instrument | 10735801 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2019 |
| Title Company | BURNET TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,300.66 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20400 WESTERN RD EXCELSIOR MN 553319223, EXCELSIOR, MN 55331-9223 |
| Document Number | 10735804 |
|---|---|
| Date | Dec 13, 2019 |
| Instrument | 10735804 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 12, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 20400 WESTERN RD, EXCELSIOR, MN 55331-9223 |
| Document Number | 0010570479 |
| Instrument Date | May 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20400 WESTERN RD EXCELSIOR MN 553319223, EXCELSIOR, MN 55331-9223 |
| Document Number | 0010570479 |
|---|---|
| Date | Jul 6, 2018 |
| Instrument | 10570479 |
| Name | UNITED STS CU ACT |
|---|---|
| Type | Credit Union |
| Address | MINNETONKA, MN 55305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 5, 2023 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Jun 29, 2017 |
| Property Address | 20400 WESTERN RD, EXCELSIOR, MN 55331-9223 |
| Document Number | 0010454300 |
| Instrument Date | Jun 8, 2017 |
| Instrument | 10454300 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2017 |
| Title Company | BURNET TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,910.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20400 WESTERN RD EXCELSIOR MN 553319223, EXCELSIOR, MN 55331-9223 |
| Document Number | 10454301 |
|---|---|
| Date | Jun 29, 2017 |
| Instrument | 10454301 |
| Name | MILL CITY CU |
|---|---|
| Address | MINNETONKA, MN 55305 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 28, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Deephaven City |
| Unified School District | Minnetonka Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,388.00 (+11.78%) | $1,528,800 (+4.57%) Land $617,500 Building $911,300 | $1,528,800 (+4.57%) Land $617,500 Building $911,300 |
| 2023 | $17,345.00 Homeowner's exemption | ||
| 2022 | $1,462,000 Land $570,000 Building $892,000 | $1,462,000 Land $570,000 Building $892,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1981–2001) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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