Hennepin County property record for 20420 Western Rd, Excelsior, MN 55331
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.25 ba · 2,600 sqft · built 2015 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,245,000 (Jul 2020) |
| Tax Bill | $19,233 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Apr 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-117-23-32-0042 |
| Primary APN | 24-117-23-32-0042 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,600 sqft Living Area |
| Gross Area | 3,957 sqft |
| 1st Floor Area | 1,160 sqft |
| 2nd Floor Area | 1,440 sqft |
| Basement Area | 877 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 145 ft deep x 59 ft wide |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Porch | Open Porch |
| Porch Area | 98 sqft |
| Deck Area | 150 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 20420 WESTERN RD |
|---|---|
| City | EXCELSIOR |
| State | MN |
| Zip | 55331-9223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 107 A REVISED COTTAGEWOOD LOT 107 AND THE NWLY 9 FT OF LOT 108 SW59X145 |
| Legal Range | 23 |
| Legal Township | 117 |
| Legal Section | 24 |
| Legal Quarter | 32 |
| Legal Subdivision | REVISED COTTAGEWOOD |
| Legal Block | 3 |
| Legal Lot Number | 107 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | DEEPHAVEN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 27400 |
20420 Western Rd is owned and occupied by two individuals who acquired it in April 2021.
Source: Hennepin County records, as of June 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20420 WESTERN RD, EXCELSIOR, MN 55331-9223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Apr 19, 2021 | Transfer on Death Deed, Transfer |
| Jul 1, 2020 | Warranty Deed, Transfer FLORIDA CAP BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2020 · Amount on File |
| Deed Sale | Jul 1, 2020 · Amount on File |
| Prior Sale | Aug 19, 2016 · Amount on File |
| Deed Document Number | 202010806524 |
| Last Transfer Date | Apr 19, 2021 |
| Transfer Doc | 0010948935 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 20420 WESTERN RD, EXCELSIOR, MN 55331-9223 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0A11034413 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | A11034413 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Apr 19, 2021 |
| Property Address | 20420 WESTERN RD, EXCELSIOR, MN 55331-9223 |
| Document Number | 0A10948935 |
| Instrument Date | Apr 19, 2021 |
| Instrument | A10948935 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 20420 WESTERN RD, EXCELSIOR, MN 55331-9223 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Jul 1, 2020 |
| Property Address | 20420 WESTERN RD, EXCELSIOR, MN 55331-9223 |
| Document Number | 0010806524 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 10806524 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2020 |
| Title Company | TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,233.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20420 WESTERN RD EXCELSIOR MN 553319223, EXCELSIOR, MN 55331-9223 |
| Document Number | 10806523 |
|---|---|
| Date | Jul 1, 2020 |
| Instrument | 10806523 |
| Name | FLORIDA CAP BK |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 30, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
The 2025 property tax bill for 20420 Western Rd was $19,233.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Deephaven City |
| Unified School District | Minnetonka Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,233.00 Homeowner's exemption | $1,517,200 (-3.31%) Land $617,500 Building $899,700 | $1,517,200 (-3.31%) Land $617,500 Building $899,700 |
| 2024 | $1,569,100 Land $650,000 Building $919,100 | $1,569,100 Land $650,000 Building $919,100 | |
| 2023 | $17,057.00 Homeowner's exemption | ||
| 2022 | $1,439,000 Land $570,000 Building $869,000 | $1,439,000 Land $570,000 Building $869,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20420 Western Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1981–2001) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20420 Western Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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