20330 Western Rd, Excelsior, MN 55331 Property Records

Hennepin County property record for 20330 Western Rd, Excelsior, MN 55331

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.25 ba · 3,144 sqft · built 2011
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,300,000 (Jun 2022)
Tax Bill	$26,881 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-117-23-32-0072`

Property Details

APN / Parcel Number

Primary APN	`24-117-23-32-0072`

Interior

Bedrooms	5 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,144 sqft Living Area
Gross Area	4,949 sqft
1st Floor Area	1,396 sqft
2nd Floor Area	1,748 sqft
Basement Area	1,117 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2015
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	219 ft deep x 82 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	688 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	144 sqft
Deck Area	456 sqft
Patio Area	530 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	20330 WESTERN RD
City	EXCELSIOR
State	MN
Zip	55331-9220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 114 A REVISED COTTAGEWOOD LOT 114 AND W 1/2 OF LOT 115 AND THAT PART OF LOT 113 LYING ELY OF A LINE DRAWN 82 FT WLY OF AND PAR WITH E LINE OF W 1/2 OF LOT 115 S 82X219X82X202
Legal Range	23
Legal Township	117
Legal Section	24
Legal Quarter	32
Legal Subdivision	REVISED COTTAGEWOOD
Legal Block	3
Legal Lot Number	114
Jurisdiction	HENNEPIN MN
Township / Civil Division	DEEPHAVEN
Census Block Group	3
Census Block	3002
Census Tract	27400

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20330 WESTERN RD, EXCELSIOR, MN 55331-9220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2022 · Amount on Record
Deed Sale	Jun 3, 2022 · Amount on Record
Prior Sale	Jun 1, 2022 · Amount on Record
Deed Document Number	202211115140
Prior Transfer Date	Feb 22, 2013
Prior Transfer Doc	0009917027
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jun 3, 2022
Property Address	20330 WESTERN RD, EXCELSIOR, MN 55331-9220
Document Number	0A11115140
Instrument Date	Jun 1, 2022
Instrument	A11115140
Transaction Type	Transfer
Record Updated	Jun 14, 2022
Title Company	LEGACY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,590.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20330 WESTERN RD, EXCELSIOR, MN 55331-9220

Mortgage

Document Number	0A11115141
Date	Jun 3, 2022
Instrument	A11115141

Lender

Name	RBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Jul 1, 2025
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7%
Index	Other
Margin	3
Max Rate	10%

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Deephaven City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$26,881.00 (+48.86%)	$2,089,200 (+37.54%) Land $845,000 Building $1,244,200	$2,089,200 (+37.54%) Land $845,000 Building $1,244,200
2023	$18,058.00 Homeowner's exemption
2022		$1,519,000 Land $616,000 Building $903,000	$1,519,000 Land $616,000 Building $903,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1981–2001)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20