2048 William Franklin Dr, Frederick, MD 21702 Property Records

Frederick County property record for 2048 William Franklin Dr, Frederick, MD 21702 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,304 sqft · built 2002
Lot Size	0.233 acres (10,149 sqft)
Owner	2 Individual Names on File
Last Sale	$236,654 (Feb 2002)
Tax Bill	$7,577 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-229692`

Property Details

APN / Parcel Number

Primary APN	`02-229692`
Alternative APNs	`2229692` `229692`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,304 sqft Living Area
Gross Area	2,848 sqft
1st Floor Area	1,430 sqft
Basement Area	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,149 sqft (0.233 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	229692
Street Address	2048 WILLIAM FRANKLIN DR
City	FREDERICK
State	MD
Zip	21702-3270
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 43 10,149 SQ. FT. WILLOW BROOK
Legal Subdivision	WILLOWBROOK
Legal Lot Number	43
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1003
Census Tract	750701

Owner

Source: Frederick County records · APN 02-229692

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2048 WILLIAM FRANKLIN DR, FREDERICK, MD 21702-3270
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 21, 2002 · Amount on Record
Deed Sale	Feb 21, 2002 · Amount on Record
Deed Document Number	20021302
Deed Book / Page	3078 / 200
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2048 WILLIAM FRANKLIN DR, FREDERICK, MD 21702-3270
Transaction Type	Mortgage
Record Updated	Mar 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2048 WILLIAM FRANKLIN DR, FREDERICK, MD 21702-3270

Mortgage

Document Number	0163540094
Date	Mar 07, 2023
Book Page	16354/94

Lender

Name	NATIONAL INSTITUTES OF HEALTH FCU
Type	Credit Union
Address	ROCKVILLE, MD 20850

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Apr 01, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$503,167 (+27.11%)	$539,100 (+11.11%) Land $131,600 Building $407,500
2025	$7,577.00 (+12.49%)
2023	$6,736.00 Homeowner's exemption	$395,867	$485,200 Land $115,500 Building $369,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217507011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force 2 of 2 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.