2043 William Franklin Dr, Frederick, MD 21702 Property Records

Frederick County property record for 2043 William Franklin Dr, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,712 sqft · built 2002
Lot Size	0.232 acres (10,083 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Jul 2005)
Tax Bill	$8,372 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-229471`

Property Details

APN / Parcel Number

Primary APN	`02-229471`
Alternative APNs	`2229471` `229471`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,712 sqft Living Area
Gross Area	3,112 sqft
1st Floor Area	1,536 sqft
Basement Area	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,083 sqft (0.232 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	192 sqft
Deck Area	936 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	229471
Street Address	2043 WILLIAM FRANKLIN DR
City	FREDERICK
State	MD
Zip	21702-3269
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LOT 22 10,083 SQ. FT. WILLOW BROOK
Legal Subdivision	WILLOW BROOK
Legal Lot Number	22
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1000
Census Tract	750701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2043 WILLIAM FRANKLIN DR, FREDERICK, MD 21702-3269
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Aug 18, 2016	Deed of Trust, Mortgage · Conventional with PMI GREENLIGHT LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2005 · Amount on Record
Deed Sale	Jul 20, 2005 · Amount on Record
Prior Sale	Nov 14, 2002 · Amount on Record
Deed Document Number	200555369
Deed Book / Page	5440 / 28
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2043 WILLIAM FRANKLIN DR, FREDERICK, MD 21702-3269
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145060434
Date	Feb 2, 2021
Book Page	14506/434

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

August 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2043 WILLIAM FRANKLIN DR, FREDERICK, MD 21702-3269
Document Number	0117720189
Book / Page	011772 / 000189
Instrument Date	Aug 18, 2016
Transaction Type	Mortgage
Record Updated	Jul 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2043 WILLIAM FRANKLIN DR FREDERICK MD 217023269, FREDERICK, MD 21702-3269

Mortgage

Document Number	0117720189
Date	Apr 18, 2017
Book Page	011772/000189

Lender

Name	GREENLIGHT LOANS
Type	Funding / Finance Company
Address	DALLAS, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Apr 17, 2037

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$561,200 (+27.71%)	$601,000 (+11.03%) Land $131,500 Building $469,500
2025	$8,372.00 (+12.48%)
2023	$7,443.00 Homeowner's exemption	$439,433	$541,300 Land $115,500 Building $425,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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