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2049 William Franklin Dr, Frederick, MD 21702 Property Records

Frederick County property record for 2049 William Franklin Dr, Frederick, MD 21702

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,882 sqft · built 2002
Lot Size0.232 acres (10,109 sqft)
Owner2 Individual Names on Record
Last Sale$645,900 (Oct 2025)
Tax Bill$8,767 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-229528

Property Details

APN / Parcel Number

Primary APN02-229528
Alternative APNs
  • 2229528
  • 229528

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,882 sqft Living Area
Gross Area3,282 sqft
1st Floor Area1,248 sqft
Basement Area700 sqft
Finished Basement700 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,109 sqft (0.232 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area45 sqft
Deck Area608 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number229528
Street Address2049 WILLIAM FRANKLIN DR
CityFREDERICK
StateMD
Zip21702-3269
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionLOT 25 10,109 SQ. FT. WILLOW BROOK
Legal SubdivisionWILLOW BROOK
Legal Lot Number25
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1000
Census Tract750701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2049 WILLIAM FRANKLIN DR, FREDERICK, MD 21702-3269
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 20, 2025 · Amount on Record
Deed SaleOct 20, 2025 · Amount on Record
Prior SaleAug 9, 2002 · Amount on Record
Deed Book / Page17563 / 62
Prior Transfer DateJan 10, 2007
Prior Transfer Doc0064330444
Record UpdatedSep 20, 2026

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateOct 20, 2025
Property Address2049 WILLIAM FRANKLIN DR, FREDERICK, MD 21702-3269
Document Number0175630062
Book / Page17563 / 62
Map ReferenceMB 67 PL 104
Instrument DateOct 15, 2025
Transaction TypeTransfer
Record UpdatedNov 3, 2025
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,229.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address203 TOBIAS RUN, MIDDLETOWN, MD 21769-7716

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2049 WILLIAM FRANKLIN DR, FREDERICK, MD 21702-3269

Mortgage

Document Number0001756368
DateOct 20, 2025
Instrument17563/68
Lender
NameLOWER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$506,133 (+6.44%)$567,400 (+19.33%) Land $131,500 Building $435,900
2025$8,767.00 (+9.55%)$475,500 (+22.46%) Land $115,500 Building $360,000$475,500 (-) Land $115,500 Building $360,000
2024$8,003.00 (+13.23%)
2023$7,068.00$388,300$475,500 Land $115,500 Building $360,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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