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2046 William Franklin Dr, Frederick, MD 21702 Property Records

Frederick County property record for 2046 William Franklin Dr, Frederick, MD 21702

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,203 sqft · built 2002
Lot Size0.235 acres (10,245 sqft)
Owner2 Individual Names on File
Last Sale$205,416 (Mar 2002)
Tax Bill$6,498 (2025)
Deeds & MortgagesMay 2023 Second Mortgage
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN02-229706

Property Details

APN / Parcel Number

Primary APN02-229706
Alternative APNs
  • 2229706
  • 229706

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,203 sqft Living Area
Gross Area2,443 sqft
1st Floor Area840 sqft
Basement Area523 sqft
Finished Basement523 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,245 sqft (0.235 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number229706
Street Address2046 WILLIAM FRANKLIN DR
CityFREDERICK
StateMD
Zip21702-3270
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionLOT 44 10,245 SQ. FT. WILLOW BROOK
Legal SubdivisionWILLOW BROOK
Legal Lot Number44
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1003
Census Tract750701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County assessment roll, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2046 WILLIAM FRANKLIN DR, FREDERICK, MD 21702-3270
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 2, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PATRIOT FCU
Aug 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
NORTHWEST FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 20, 2002 · Amount on Record
Deed SaleMar 20, 2002 · Amount on Record
Deed Document Number20022052
Deed Book / Page3101 / 34
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address2046 WILLIAM FRANKLIN DR, FREDERICK, MD 21702-3270
Transaction TypeMortgage
Record UpdatedMay 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0164230452
DateMay 2, 2023
Book Page16423/452
Lender
NamePATRIOT FCU
TypeCredit Union
AddressCHAMBERSBURG, PA 17201
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term179 Months
DueApr 15, 2038

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address2046 WILLIAM FRANKLIN DR, FREDERICK, MD 21702-3270
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyNORTHWEST TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2046 WILLIAM FRANKLIN DR, FREDERICK, MD 21702-3270

Mortgage

Document Number0152340499
DateAug 27, 2021
Book Page15234/499
Lender
NameNORTHWEST FCU
TypeCredit Union
AddressHERNDON, VA 20170
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2036

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$424,433 (+26.04%)$455,300 (+11.32%) Land $131,700 Building $323,600
2025$6,498.00 (+12.46%)
2023$5,778.00 Homeowner's exemption$336,733$409,000 Land $115,500 Building $293,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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