Schenectady County and Schenectady City property record for 2034 State St, Schenectady, NY 12304
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,441 sqft · built 1920 |
| Lot Size | 0.084 acres (3,680 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $90,400 (Oct 2009) |
| Tax Bill | $6,616 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Mar 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.56-2-6.2 |
| Primary APN | 421500 60.56-2-6.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,441 sqft Total Area |
| 1st Floor Area | 1,004 sqft |
| Upper Floors Area | 437 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,680 sqft (0.084 acres) |
| Lot Dimensions | 92 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 160 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2034 STATE ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2140 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 05 - COMME |
| Legal Description | PT OF 23 1 WOOD |
| Legal Block | 2 |
| Legal Lot Number | 6.002 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 21802 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2034 STATE ST, SCHENECTADY, NY 12304-2140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 20, 2024 | Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2009 · Amount on Record |
| Deed Sale | Oct 30, 2009 · Amount on Record |
| Prior Sale | Oct 30, 2009 · Amount on Record |
| Deed Book / Page | 1810 / 1 |
| Prior Transfer Date | Jul 25, 2007 |
| Prior Transfer Doc | 1764000562 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 2034 STATE ST, SCHENECTADY, NY 12304-2140 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Title Company | ROCKET CLOSE LLC RESIDENTIAL |
| Name | Verified Name |
|---|---|
| Address | 2034 STATE ST, SCHENECTADY, NY 12304-2140 |
| Document Number | 0000003574 |
|---|---|
| Date | Feb 20, 2026 |
| Instrument | 202603574 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2041 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 20, 2024 |
| Property Address | 2034 STATE ST, SCHENECTADY, NY 12304-2140 |
| Document Number | 0000016821 |
| Book / Page | 2127 / 415 |
| Instrument Date | Mar 1, 2024 |
| Instrument | 202416821 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2034 STATE ST, SCHENECTADY, NY 12304-2140 |
| Name | Verified Name |
|---|---|
| Address | 783 STATE ST, SCHENECTADY, NY 12307-1244 |
| Document Number | 0000016822 |
|---|---|
| Date | Mar 20, 2024 |
| Book Page | 5363/521 |
| Instrument | 202416822 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2054 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,616.00 (+3.09%) | ||
| 2025 | $6,418.00 (+51.44%) | $105,600 (+43.09%) Land $11,100 Building $94,500 | $174,863 (+87.18%) Land $18,380 Building $156,483 |
| 2023 | $73,800 (-) Land $11,100 Building $62,700 | $93,418 (+3.8%) Land $14,051 Building $79,367 | |
| 2022 | $73,800 Land $11,100 Building $62,700 | $90,000 Land $13,537 Building $76,463 | |
| 2021 | $4,238.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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