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20474 Karch Dr, Bend, OR 97702 Property Records

Deschutes County property record for 20474 Karch Dr, Bend, OR 97702 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,748 sqft · built 2006
Lot Size0.13 acres (5,663 sqft)
Owner2 Company Names on File
Last Sale$599,000 (Dec 2024)
Tax Bill$4,355 (2025)
Deeds & MortgagesNov 2020 Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN181209-BC-01204

Property Details

APN / Parcel Number

Primary APN181209-BC-01204
Alternative APN
  • 250555

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,748 sqft Living Area
Gross Area2,128 sqft
1st Floor Area1,300 sqft
Family RoomFamily Room
Great RoomGreat Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleBi-Level
Lot Area5,663 sqft (0.13 acres)
Garage Area380 sqft

Location & Zoning

Account Number250555
Street Address20474 KARCH DR
CityBEND
StateOR
Zip97702-3077
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRI PEAKS III LOT 7
Legal Range12
Legal Township18
Legal Section09
Legal SubdivisionTRI PEAKS III
Legal Lot Number7
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group1
Census Block1017
Census Tract2002

Owner

Source: Deschutes County records · APN 181209-BC-01204

Assessment roll updated November 5, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address20474 KARCH DR, BEND, OR 97702-3077
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 03, 2020Deed of Trust, Mortgage · Conventional Mortgage
NORTH AMERICAN SAVINGS BANK FSB
Jun 27, 2019Warranty Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 11, 2024 · Amount on Record
Deed SaleDec 11, 2024 · Amount on Record
Prior SaleJun 27, 2019 · Amount on Record
Deed Document Number202432290
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address20474 KARCH DR, BEND, OR 97702-3077
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMERITITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000058658
DateNov 03, 2020
Instrument2020-58658
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
AddressGRANDVIEW, MO 64030
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateJun 27, 2019
Property Address20474 KARCH DR, BEND, OR 97702-3077
Document Number0000022147
Map ReferenceCAB G PG 964
Instrument DateJun 25, 2019
Instrument2019-22147
Transaction TypeTransfer
Record UpdatedNov 12, 2021
Title CompanyDESCHUTES COUNTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20474 KARCH DR, BEND, OR 97702-3077

Mortgage

Document Number0000022148
DateJun 27, 2019
Instrument2019-22148
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,355.00 (+3.94%)$257,790 (+3%)$603,760 (-) Land $200,710 Building $403,050
2024$4,190.00 (+7.88%)$250,290 (+3%)$603,760 (+9.64%) Land $200,710 Building $403,050
2023$3,884.00$243,000$550,650 Land $184,240 Building $366,410

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410170020021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 635 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
TDS TelecomFiber1,000 / 1,000
TDS TelecomCable1,000 / 20
Yellowknife Wireless CompanyFixed Wireless (licensed-by-rule)700 / 200
VerizonFixed Wireless300 / 20

May also be available at this address: Webformix Company, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

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