Deschutes County property record for 20463 Karch Dr, Bend, OR 97702 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,735 sqft · built 2006 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $730,000 (May 2023) |
| Tax Bill | $4,982 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit May 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181209-BC-01216 |
| Primary APN | 181209-BC-01216 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,735 sqft Living Area |
| Gross Area | 3,378 sqft |
| 1st Floor Area | 1,095 sqft |
| Bonus Room | Bonus Room |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Great Room | Great Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Bi-Level |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Area | 643 sqft |
| Account Number | 250567 |
|---|---|
| Street Address | 20463 KARCH DR |
| City | BEND |
| State | OR |
| Zip | 97702-3077 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRI PEAKS III LOT 22 |
| Legal Range | 12 |
| Legal Township | 18 |
| Legal Section | 09 |
| Legal Subdivision | TRI PEAKS III |
| Legal Lot Number | 22 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 2002 |
Source: Deschutes County records · APN 181209-BC-01216
Assessment roll updated November 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20463 KARCH DR, BEND, OR 97702-3077 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CREDIT UNION |
| May 19, 2023 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Jul 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage ARBOR MORTGAGE GROUP LLC |
| Apr 12, 2019 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 11, 2017 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 19, 2023 · Amount on Record |
| Deed Sale | May 19, 2023 · Amount on Record |
| Prior Sale | Jul 24, 2020 · Amount on Record |
| Deed Document Number | 202311900 |
| Prior Transfer Date | Jul 25, 2015 |
| Prior Transfer Doc | 0000031734 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Jun 12, 2026 |
| Property Address | 20463 KARCH DR, BEND, OR 97702-3077 |
| Document Number | 0000017547 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 202617547 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 20463 KARCH DR, BEND, OR 97702-3077 |
| Document Number | 0000017547, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 202617547 |
| Name | ONPOINT COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 09, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | May 19, 2023 |
| Property Address | 20463 KARCH DR, BEND, OR 97702-3077 |
| Document Number | 0000011900 |
| Map Reference | DOC 2005-84730 |
| Instrument Date | May 18, 2023 |
| Instrument | 2023-11900 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2023 |
| Title Company | WESTERN TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20463 KARCH DR, BEND, OR 97702-3077 |
| Document Number | 0000011901 |
|---|---|
| Date | May 19, 2023 |
| Instrument | 2023-11901 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Jul 24, 2020 |
| Property Address | 20463 KARCH DR, BEND, OR 97702-3077 |
| Document Number | 0000036186 |
| Map Reference | DOC 2005-84730 |
| Instrument Date | Jul 15, 2020 |
| Instrument | 2020-36186 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20463 KARCH DR, BEND, OR 97702-3077 |
| Document Number | 0000036187 |
|---|---|
| Date | Jul 24, 2020 |
| Instrument | 2020-36187 |
| Name | ARBOR MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Apr 12, 2019 |
| Property Address | 20463 KARCH DR, BEND, OR 97702-3077 |
| Document Number | 0000011395 |
| Map Reference | DOC 2005-84730 |
| Instrument Date | Feb 19, 2019 |
| Instrument | 2019-11395 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 20463 KARCH DR, BEND, OR 97702-3077 |
| Document Number | 0000011396 |
|---|---|
| Date | Apr 12, 2019 |
| Instrument | 2019-11396 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Aug 11, 2017 |
| Property Address | 20463 KARCH DR, BEND, OR 97702-3077 |
| Document Number | 0000031757 |
| Instrument Date | Aug 10, 2017 |
| Instrument | 31757 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20463 KARCH DR BEND OR 977023077, BEND, OR 97702-3077 |
| Document Number | 31758 |
|---|---|
| Date | Aug 11, 2017 |
| Instrument | 31758 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 10, 2047 |
Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,982.00 (+3.94%) | $294,880 (+3%) | $707,340 (-) Land $200,710 Building $506,630 |
| 2024 | $4,793.00 (+7.88%) | $286,300 (+3%) | $707,340 (+9.7%) Land $200,710 Building $506,630 |
| 2023 | $4,443.00 | $277,970 | $644,810 Land $184,240 Building $460,570 |
Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410170020021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures