20471 Karch Dr, Bend, OR 97702 Property Records

Deschutes County property record for 20471 Karch Dr, Bend, OR 97702 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,160 sqft · built 2006
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$535,000 (Nov 2020)
Tax Bill	$4,587 (2025)
Deeds & Mortgages	May 2019 Line of Credit Jul 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181209 BC 01218`

Property Details

APN / Parcel Number

Primary APN	`181209 BC 01218`
Alternative APN	`250569`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,160 sqft Living Area
1st Floor Area	1,118 sqft
2nd Floor Area	1,042 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Split Level
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Mixed
Garage Area	407 sqft

Location & Zoning

Account Number	250569
Street Address	20471 KARCH DR
City	BEND
State	OR
Zip	97702-3077
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:20 SUBD:TRI PEAKS III SEC/TWN/RNG/MER:SEC 09 TWN 18 RNG 12 MAP REF:181209-BC
Legal Range	12E
Legal Township	18S
Legal Section	09
Legal Quarter	NW
Quarter-Quarter Section	SW
Legal Subdivision	TRI PEAKS III
Legal Lot Number	20
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1014
Census Tract	2002

Owner

Source: Deschutes County records · APN 181209 BC 01218

Assessment roll updated September 30, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	20471 KARCH DR, BEND, OR 97702-3077
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2019	Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU
Jul 27, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 30, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 30, 2020 · Amount on Record
Deed Sale	Nov 30, 2020 · Amount on Record
Prior Sale	Jan 31, 2007 · Amount on Record
Deed Document Number	2020-64347
Record Updated	Jun 08, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20471 KARCH DR, BEND, OR 97702-3077
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015436
Date	May 14, 2019
Instrument	2019-15436

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 13, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20471 KARCH DR, BEND, OR 97702-3077
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036558
Date	Jul 27, 2020
Instrument	2020-36558

Lender

Name	US BANK NA
Type	Bank
Address	BEND, OR 97703

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Nov 30, 2020
Property Address	20471 KARCH DR, BEND, OR 97702-3077
Document Number	0000064347
Instrument Date	Nov 25, 2020
Instrument	2020-64347
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20471 KARCH DR, BEND, OR 97702-3077

Mortgage

Document Number	0000064348
Date	Nov 30, 2020
Instrument	2020-64348

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,587.00 (+3.94%)	$271,520 (+3%)	$649,900 (-) Land $200,710 Building $449,190
2024	$4,413.00 (+7.87%)	$263,620 (+3%)	$649,900 (+9.67%) Land $200,710 Building $449,190
2023	$4,091.00	$255,950	$592,590 Land $184,240 Building $408,350

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410170020021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 635 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
TDS Telecom	Fiber	1,000 / 1,000
TDS Telecom	Cable	1,000 / 20
Yellowknife Wireless Company	Fixed Wireless (licensed-by-rule)	700 / 200
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Webformix Company, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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