Deschutes County property record for 20482 Karch Dr, Bend, OR 97702
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,560 sqft · built 2006 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $319,000 (Jan 2007) |
| Tax Bill | $4,928 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 181209 BC 01202 |
| Primary APN | 181209 BC 01202 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,560 sqft Living Area |
| 1st Floor Area | 1,156 sqft |
| 2nd Floor Area | 1,404 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Split Level |
| Lot Area | 6,098 sqft (0.139 acres) |
| Garage Type | Mixed |
| Garage Area | 696 sqft |
| Account Number | 250552 |
|---|---|
| Street Address | 20482 KARCH DR |
| City | BEND |
| State | OR |
| Zip | 97702-3077 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GI |
| Legal Description | LOT:9 SUBD:TRI PEAKS III SEC/TWN/RNG/MER:SEC 09 TWN 18 RNG 12 MAP REF:181209-BC |
| Legal Range | 12E |
| Legal Township | 18S |
| Legal Section | 09 |
| Legal Quarter | NW |
| Quarter-Quarter Section | SW |
| Legal Subdivision | TRI PEAKS III |
| Legal Lot Number | 9 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 2002 |
Source: Deschutes County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 20482 KARCH DR, BEND, OR 97702-3077 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2007 · Amount on Record |
| Deed Sale | Jan 30, 2007 · Amount on Record |
| Prior Sale | Jan 30, 2007 · Amount on Record |
| Deed Document Number | 0000006204 |
| Last Transfer Date | May 23, 2007 |
| Transfer Doc | 0000029334 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20482 KARCH DR, BEND, OR 97702-3077 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|
| Document Number | 0000024454 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 2020-24454 |
| Name | PREMIER MORTGAGE RESOURCES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PORTLAND, OR 97209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: Deschutes County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,928.00 (+3.94%) | $291,690 (+3%) | $714,280 (-) Land $200,710 Building $513,570 |
| 2024 | $4,741.00 (+7.87%) | $283,200 (+3%) | $714,280 (+9.7%) Land $200,710 Building $513,570 |
| 2023 | $4,395.00 | $274,960 | $651,120 Land $184,240 Building $466,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.3% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BEND serves 77,704 people · EPA ID OR4100100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber · Cable | 1,000 / 1,000 |
| Yellowknife Wireless Fixed Wireless | 700 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink, Webformix.
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