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2046 Pine Ranch Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2046 Pine Ranch Dr, Navarre, FL 32566 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,992 sqft · built 1997
Lot Size0.705 acres (30,753 sqft)
OwnerIndividual Name on File
Last Sale$625,000 (Jun 2024)
Tax Bill$2,812 (2024)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN22-2S-26-3193-00B00-0290

Property Details

APN / Parcel Number

Primary APN22-2S-26-3193-00B00-0290

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,992 sqft Heated Area
Gross Area3,811 sqft
1st Floor Area3,433 sqft
FlooringCeramic Tile
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area30,753 sqft (0.705 acres)
Lot Dimensions3,140 ft deep x 980 ft wide
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area378 sqft
Patio Area360 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number222S26319300B000290
Street Address2046 PINE RANCH DR
CityNAVARRE
StateFL
Zip32566-2951
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 29 BLK B PINE RANCH FIRST ADDITION AS DES IN OR 4509 PG 550
Legal Range26W
Legal Township02S
Legal Section22
Legal SubdivisionBLOCK B PINE RANCH FIRST ADDITION
Legal BlockB
Legal Lot Number29
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1015
Census Tract10827

Owner

Source: Santa Rosa County records · APN 22-2S-26-3193-00B00-0290

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address420 BAY OAKS DR, PENSACOLA, FL 32506-8154
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 05, 2024 · Amount on Record
Deed SaleJun 05, 2024 · Amount on Record
Prior SaleSep 26, 2014 · Amount on Record
Deed Document Number202424971
Deed Book / Page4509 / 550
Record UpdatedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address2046 PINE RANCH DR, NAVARRE, FL 32566-2951
Transaction TypeMortgage
Record UpdatedDec 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2046 PINE RANCH DR, NAVARRE, FL 32566-2951

Mortgage

Document Number0040751791
DateFeb 23, 2021
Book Page4075/1791
Instrument202111616
Lender
NameCENTENNIAL BANK
TypeBank
AddressCONWAY, AR 72033
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$2,812.00 (+74.66%) Homeowner's exemption$263,385 (+3%)$416,819 (+5.48%) Land $70,000 Building $346,819
2023$1,610.00 (-39.77%) Homeowner's exemption$255,714 (+3%)$395,161 (+4.89%) Land $60,000 Building $335,161
2022$2,673.00 Homeowner's exemption$248,266$376,746 Land $55,000 Building $321,746

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130108271, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 248 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies271 units insured
23 under condo master policies
Nearby Flood Claims31 (1995–2020)
Claims Outside the SFHA7 of 31
Most Recent ClaimSep 2020, tidal / storm surge, Hurricane Sally
Claims By Storm
  • Hurricane Sally, Sep 2020 · 15 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims
  • Hurricane Frances, Sep 2004 · 10 claims

Wildfire

Wildfire RiskLow
above 32% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 2,564 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 171 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: LiveOak Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.

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