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2049 Pine Ranch Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2049 Pine Ranch Dr, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,992 sqft · built 1996
Lot Size0.255 acres (11,151 sqft)
OwnerIndividual Name on Record
Last Sale$469,000 (Oct 2021)
Tax Bill$5,096 (2024)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN22-2S-26-3193-00B00-0220

Property Details

APN / Parcel Number

Primary APN22-2S-26-3193-00B00-0220

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,992 sqft Heated Area
Gross Area4,333 sqft
1st Floor Area3,433 sqft
FlooringCarpet
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2006
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area11,151 sqft (0.255 acres)
Lot Dimensions1,240 ft deep x 900 ft wide
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area436 sqft
Deck Area384 sqft
Patio Area80 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number222S26319300B000220
Street Address2049 PINE RANCH DR
CityNAVARRE
StateFL
Zip32566-2952
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionPINE RANCH FIRST ADDITION LOT 22 BLK B AS DES IN OR 4193 PG 1488
Legal Range26W
Legal Township02S
Legal Section22
Legal SubdivisionPINE RANCH FIRST ADDITION
Legal BlockB
Legal Lot Number22
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1015
Census Tract10827

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2049 PINE RANCH DR, NAVARRE, FL 32566-2952
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 15, 2021 · Amount on Record
Deed SaleOct 15, 2021 · Amount on Record
Prior SaleOct 21, 1996 · Amount on Record
Deed Document Number202169084
Deed Book / Page4193 / 1488
Record UpdatedJun 8, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateOct 15, 2021
Property Address2049 PINE RANCH DR, NAVARRE, FL 32566-2952
Document Number0041931488
Book / Page4193 / 1488
Map ReferenceMB F PG 88
Instrument DateOct 5, 2021
Instrument202169084
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyRELIABLE LAND TITLE CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,283.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address126 HIDDEN OAKS DRIVE, 126, NAVARRE, FL 32566

Transferred To (Grantee/Buyer)

NameVerified Name
Address2049 PINE RANCH DR, NAVARRE, FL 32566-2952

Mortgage

Document Number0041931490
DateOct 15, 2021
Instrument4193/1490
Lender
NameTRIDENT HOME LOANS LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$5,096.00 (+1.74%)$425,706 (+3.13%) Land $70,000 Building $355,706$425,706 (+3.13%) Land $70,000 Building $355,706
2023$5,009.00 (+3.86%)$412,785 (+4.77%) Land $60,000 Building $352,785$412,785 (+4.77%) Land $60,000 Building $352,785
2022$4,823.00$393,986$393,986 Land $55,000 Building $338,986

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 248 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies271 units insured
incl. 23 condo units
Nearby Flood Claims31 (1995–2020)
Claims Outside the SFHA7 of 31
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 15 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims
  • Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: LiveOak Fiber.

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