Santa Rosa County property record for 2055 Pine Ranch Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,285 sqft · built 1996 |
| Lot Size | 0.255 acres (11,151 sqft) |
| Owner | Individual Name on File |
| Last Sale | $430,000 (Apr 2022) |
| Tax Bill | $3,640 (2024) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage May 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-2S-26-3193-00B00-0230 |
| Primary APN | 22-2S-26-3193-00B00-0230 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,285 sqft Heated Area |
| Gross Area | 3,082 sqft |
| 1st Floor Area | 2,726 sqft |
| Flooring | Wood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 11,151 sqft (0.255 acres) |
| Lot Dimensions | 1,240 ft deep x 900 ft wide |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 116 sqft |
| Patio Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 222S26319300B000230 |
|---|---|
| Street Address | 2055 PINE RANCH DR |
| City | NAVARRE |
| State | FL |
| Zip | 32566-2952 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | PINE RANCH FIRST ADDITION LOT 23 BLK B AS DES IN OR 4271 PG 159 |
| Legal Range | 26W |
| Legal Township | 02S |
| Legal Section | 22 |
| Legal Subdivision | PINE RANCH FIRST ADDITION |
| Legal Block | B |
| Legal Lot Number | 23 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 10827 |
Source: Santa Rosa County records · APN 22-2S-26-3193-00B00-0230
Assessment roll updated July 1, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2055 PINE RANCH DR, NAVARRE, FL 32566-2952 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2022 | Warranty Deed, Transfer · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| May 26, 2020 | Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Oct 24, 2017 | Warranty Deed, Transfer · VA Mortgage MORTGAGE ONE/SOUTH |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 13, 2022 · Amount on Record |
| Deed Sale | Apr 13, 2022 · Amount on Record |
| Prior Sale | May 26, 2020 · Amount on Record |
| Deed Document Number | 202222348 |
| Deed Book / Page | 4271 / 159 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 13, 2022 |
| Property Address | 2055 PINE RANCH DR, NAVARRE, FL 32566-2952 |
| Document Number | 0042710159 |
| Book / Page | 4271 / 159 |
| Map Reference | MB F PG 88 |
| Instrument Date | Apr 11, 2022 |
| Instrument | 202222348 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2022 |
| Title Company | EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,010.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2055 PINE RANCH DR, 2055, NAVARRE, FL 32566-2952 |
| Name | Verified Name |
|---|---|
| Address | 122 RED CLOUD TRL, DEL RIO, TX 78840-5504 |
| Document Number | 0004271161 |
|---|---|
| Date | Apr 13, 2022 |
| Instrument | 4271/161 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 26, 2020 |
| Property Address | 2055 PINE RANCH DR, NAVARRE, FL 32566-2952 |
| Document Number | 0039541535 |
| Book / Page | 3954 / 1535 |
| Map Reference | MB F PG 88 |
| Instrument Date | May 20, 2020 |
| Instrument | 202024773 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | EMERALD COAST TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,205.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4225 QUANDO DR, 4225, BELLE ISLE, FL 32812-2850 |
| Name | Verified Name |
|---|---|
| Address | 2055 PINE RANCH DR, NAVARRE, FL 32566-2952 |
| Document Number | 0039541538 |
|---|---|
| Date | May 26, 2020 |
| Instrument | 3954/1538 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Oct 24, 2017 |
| Property Address | 2055 PINE RANCH DR, NAVARRE, FL 32566-2952 |
| Document Number | 0036730004 |
| Book / Page | 003673 / 000004 |
| Instrument Date | Oct 20, 2017 |
| Instrument | 44439 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,819.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2055 PINE RANCH DR NAVARRE FL 325662952, NAVARRE, FL 32566-2952 |
| Document Number | 36730007 |
|---|---|
| Date | Oct 24, 2017 |
| Book Page | 003673/000007 |
| Instrument | 44440 |
| Name | MORTGAGE ONE/SOUTH |
|---|---|
| Type | Mortgage Company |
| Address | FORT WALTON BEACH, FL 32548 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 23, 2047 |
Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,640.00 (+1.99%) Homeowner's exemption | $341,809 (+3%) | $344,091 (+3.69%) Land $70,000 Building $274,091 |
| 2023 | $3,569.00 (-3.38%) | $331,853 (+2.78%) Land $60,000 Building $271,853 | $331,853 (+2.78%) Land $60,000 Building $271,853 |
| 2022 | $3,694.00 | $322,892 | $322,892 Land $55,000 Building $267,892 |
Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 248 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 271 units insured incl. 23 condo units |
| Nearby Flood Claims | 31 (1995–2020) |
| Claims Outside the SFHA | 7 of 31 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: LiveOak Fiber.
Based on FCC filings for 171 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures