2022 Pine Ranch Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2022 Pine Ranch Dr, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,368 sqft · built 1997
Lot Size	0.581 acres (25,308 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Mar 2021)
Tax Bill	$6,602 (2024)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Oct 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`22-2S-26-3193-00B00-0310`

Property Details

APN / Parcel Number

Primary APN	`22-2S-26-3193-00B00-0310`
Alternative APN	`S26222319300B000310`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,368 sqft Living Area
Gross Area	5,008 sqft
1st Floor Area	2,186 sqft
Upper Floors Area	1,182 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	25,308 sqft (0.581 acres)
Lot Width	50 ft Width
Garage Type	Attached
Garage Area	874 sqft
Parking Spaces	3 Parking Spaces
Porch	Florida Room
Porch Area	645 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2022 PINE RANCH DR
City	NAVARRE
State	FL
Zip	32566-2951
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PINE RANCH FIRST ADDITION LOT 31 BLK B AS DES IN OR 4080 PG 1352
Legal Range	26W
Legal Township	2S
Legal Section	22
Legal Subdivision	PINE RANCH/1ST ADD
Legal Block	B
Legal Lot Number	31
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1015
Census Tract	10827

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2022 PINE RANCH DR, NAVARRE, FL 32566-2951
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Oct 12, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2021 · Amount on Record
Deed Sale	Mar 3, 2021 · Amount on Record
Prior Sale	Oct 12, 2020
Deed Document Number	202113810
Deed Book / Page	4080 / 1352
Prior Transfer Date	Oct 10, 2020
Prior Transfer Doc	0040130920
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 3, 2021
Property Address	2022 PINE RANCH DR, NAVARRE, FL 32566-2951
Document Number	0040801352
Book / Page	4080 / 1352
Map Reference	MB F PG 88
Instrument Date	Feb 26, 2021
Instrument	202113810
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1994 HERITAGE PARK WAY, 1994, NAVARRE, FL 32566-2984

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 HERITAGE PARK WAY, NAVARRE, FL 32566-2987

Mortgage

Document Number	0040801355
Date	Mar 3, 2021
Instrument	4080/1355

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 12, 2020
Property Address	2022 PINE RANCH DR, NAVARRE, FL 32566-2951
Document Number	0040130920
Book / Page	004013 / 000920
Instrument Date	Oct 10, 2020
Instrument	52462
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1994 HERITAGE PARK WAY NAVARRE FL 325662984, NAVARRE, FL 32566-2984

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$606,814 (+2.9%)	$614,843 (+3.42%) Land $70,000 Building $544,843
2024	$6,602.00 (+6.85%) Homeowner's exemption	$589,712 (+3%)	$594,484 (+3.83%) Land $70,000 Building $524,484
2023	$6,179.00 (-4.28%)	$572,536 (+3.6%) Land $60,000 Building $512,536	$572,536 (+3.6%) Land $60,000 Building $512,536
2022	$6,455.00	$552,644	$552,644 Land $55,000 Building $497,644

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 248 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	271 units insured incl. 23 condo units
Nearby Flood Claims	31 (1995–2020)
Claims Outside the SFHA	7 of 31
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 15 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: LiveOak Fiber.

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