2046 Brandy Dr, Forest Hill, MD 21050 Property Records

Harford County property record for 2046 Brandy Dr, Forest Hill, MD 21050

Property Summary

Property Type	Townhouse
Details	3 ba · 1,804 sqft · built 1996
Lot Size	0.123 acres (5,365 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Mar 2020)
Tax Bill	$3,396 (2025)
Deeds & Mortgages	Jun 2026 Sale Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-301702`

Property Details

APN / Parcel Number

Primary APN	`03-301702`
Alternative APNs	`3301702` `301702`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,804 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,365 sqft (0.123 acres)
Garage Type	Built-in
Garage Area	228 sqft
Parking Spaces	1 Parking Space
Deck Area	416 sqft
Patio Area	416 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	301702
Street Address	2046 BRANDY DR
City	FOREST HILL
State	MD
Zip	21050-3168
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	LT 297 5365 SF 2046 BRANDY DRIVE ROSEFIELDS S8 PT 84/90
Legal Subdivision	ROSEFIELDS
Legal Lot Number	297
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2003
Census Tract	303204

Owner

Source: Harford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2046 BRANDY DR, FOREST HILL, MD 21050-3168
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed, Transfer AT HOME TITLE, HOME TITLE
Mar 28, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 3, 2020	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2020 · Amount on Record
Deed Sale	Mar 3, 2020 · Amount on Record
Prior Sale	Sep 26, 1996 · Amount on Record
Deed Book / Page	13721 / 250
Transfer Doc	0000001309
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jun 30, 2026
Property Address	2046 BRANDY DR, FOREST HILL, MD 21050-3168
Document Number	1719000052
Book / Page	17194 / 52
Instrument Date	Jun 23, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	AT HOME TITLE, HOME TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2046 BRANDY DR, FOREST HILL, MD 21050-3168

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2046 BRANDY DR, FOREST HILL, MD 21050-3168
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2046 BRANDY DR, FOREST HILL, MD 21050-3168

Mortgage

Document Number	0154330481
Date	Mar 28, 2022
Book Page	15433/481

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Mar 20, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 3, 2020
Property Address	2046 BRANDY DR, FOREST HILL, MD 21050-3168
Document Number	0137210250
Book / Page	013721 / 000250
Instrument Date	Feb 27, 2020
Transaction Type	Transfer
Record Updated	Mar 20, 2020
Title Company	HOMEC TITLE COMPANY, HOMEC TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2046 BRANDY DR FOREST HILL MD 210503168, FOREST HILL, MD 21050-3168

Mortgage

Document Number	137210255
Date	Mar 3, 2020
Book Page	013721/000255

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2050

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$332,433 (+3.27%)	$353,500 (+9.82%) Land $87,000 Building $266,500
2025	$3,396.00 (+7.06%)	$321,900 (+6.81%) Land $82,500 Building $239,400	$321,900 (-) Land $82,500 Building $239,400
2023		$301,367	$321,900 Land $82,500 Building $239,400
2022	$3,172.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: Armstrong.

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